1507 Black Bear Ct, Winter Springs, FL 32708 Property Records

Seminole County property record for 1507 Black Bear Ct, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,124 sqft · built 1990
Lot Size	0.803 acres (34,981 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Nov 2013)
Tax Bill	$10,257 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-21-31-5GB-0000-0120`

Property Details

APN / Parcel Number

Primary APN	`07-21-31-5GB-0000-0120`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	5,124 sqft Living Area
1st Floor Area	2,902 sqft
2nd Floor Area	1,323 sqft
Upper Floors Area	1,323 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	34,981 sqft
Garage Area	906 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	902 sqft
Patio Area	1 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1507 BLACK BEAR CT
City	WINTER SPRINGS
State	FL
Zip	32708-3860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BEAR CREEK ESTATES PB 26 PGS 57 TO 59
Legal Range	31
Legal Township	21
Legal Section	07
Legal Subdivision	BEAR CREEK ESTATES
Legal Lot Number	12
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3015
Census Tract	21313

Owner

1507 Black Bear Ct is owned and occupied by an individual who bought it in November 2013.

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1507 BLACK BEAR CT, WINTER SPGS, FL 32708-3860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2013 · Amount on File
Deed Sale	Nov 4, 2013 · Amount on File
Prior Sale	Oct 10, 2012 · Amount on File
Deed Document Number	2013140344
Deed Book / Page	08155 / 1977
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1507 BLACK BEAR CT, WINTER SPRINGS, FL 32708-3860
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 BLACK BEAR CT, WINTER SPRINGS, FL 32708-3860

Mortgage

Document Number	0104071204
Date	Mar 20, 2023
Book Page	10407/1204
Instrument	2023024775

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1507 Black Bear Ct was $10,257 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,257.00 Homeowner's exemption	$656,938	$1,146,167 Land $185,000 Building $961,167
2023	$9,191.00 (+2.59%) Homeowner's exemption	$619,829 (+3%)	$864,001 (+0.83%) Land $140,000 Building $724,001
2022	$8,959.00 Homeowner's exemption	$601,776	$856,869 Land $140,000 Building $716,869

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1507 Black Bear Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1507 Black Bear Ct is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35