1500 Rose St, Key West, FL 33040 Property Records

Monroe County property record for 1500 Rose St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,374 sqft · built 1958
Lot Size0.127 acres (5,548 sqft)
OwnerIndividual Name on File
Last Sale$332,500 (Apr 2011)
Tax Bill$3,487 (2024)
Deeds & MortgagesApr 2026 Line of Credit
Flood ZoneZone AE (high risk)
APN00061230-000000

Property Details

APN / Parcel Number

Primary APN00061230-000000
Alternative APNs
  • 01010100061230000000
  • 1061654

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,374 sqft Living Area
1st Floor Area1,374 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,548 sqft (0.127 acres)
Garage TypeCovered
Garage Area252 sqft
Pool Area122 sqft
PorchOpen Porch
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1061654
Street Address1500 ROSE ST
CityKEY WEST
StateFL
Zip33040-5039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-1
Legal DescriptionBK 3 LT 1 KW KAMIEN PLAT NO 2 PB3-46 OR24-24/25 OR117-154 OR1772-1539/40 OR2198-3D/C OR2222-407 OR2511-1275/76
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKAMIEN PLAT NO 2
Legal Block3
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1035
Census Tract972000

Owner

1500 Rose St is owned and occupied by an individual who bought it in April 2011.

Source: Monroe County records, as of May 4, 2026

Owner of RecordIndividual Name on File
Mailing Address1500 ROSE ST, KEY WEST, FL 33040-5039
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2011 · Amount on File
Deed SaleApr 4, 2011 · Amount on File
Deed Document Number20111830183
Deed Book / Page2511 / 1275
Prior Transfer DateJul 6, 2006
Prior Transfer Doc0022220407
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Recording DateApr 24, 2026
Property Address1500 ROSE ST, KEY WEST, FL 33040-5039
Document Number0002540881
Book / Page3377 / 1764
Instrument DateApr 20, 2026
Instrument20262540881
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1500 ROSE ST, KEY WEST, FL 33040-5039

Mortgage

Document Number0002540881,
DateApr 24, 2026
Book Page3377/1764
Instrument20262540881
Lender
NameKEYS FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.22%
Max Rate-1%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,045,264 Land $812,893 Building $232,371$1,045,264 Land $812,893 Building $232,371
2024$3,487.00 (+1.9%)
2023$3,422.00 (+4.62%) Homeowner's exemption$394,780 (+3%)$1,034,748 (+30.65%) Land $841,729 Building $193,019
2022$3,271.00 Homeowner's exemption$383,282$792,002 Land $598,685 Building $193,317

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1500 Rose St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 325 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies339 units insured
incl. 14 condo units
Nearby Flood Claims769 (1980–2025)
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 88 claims
  • Hurricane Wilma, Oct 2005 · 313 claims
  • Hurricane Georges, Sep 1998 · 134 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1500 Rose St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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