Monroe County property record for 1415 Rose St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,050 sqft · built 1953 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $677,000 (Jul 2019) |
| Tax Bill | $5,749 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Jul 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00058910-000000 |
| Primary APN | 00058910-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,050 sqft Living Area |
| 1st Floor Area | 2,050 sqft |
| Attic | Attic |
| Attic Area | 192 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Carport |
| Garage Area | 192 sqft |
| Carport | Carport |
| Carport Area | 192 sqft |
| Porch | Florida Room |
| Porch Area | 558 sqft |
| Patio Area | 213 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1059391 |
|---|---|
| Street Address | 1415 ROSE ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | MACROS SUBDIVISION PB2-113 A SUB OF THE EASTERLY 436.5 FEET OF TRACT 28 LYING BETWEEN LAIRD ST & ATLANTIC BLV LOT 9 BLK 1 G52-166/67 OR826-2038 OR842-1239 OR893-1256 OR1015-2309C OR1324-1737/38 OR1398-1550Q/C OR1403-57R/S (UR POA ON FILE-LAWSHE CLARI |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | PLAT OF MACROS |
| Legal Tract | 28 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 972000 |
1415 Rose St is owned and occupied by two individuals who acquired it in September 2026.
Source: Monroe County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1415 ROSE ST, KEY WEST, FL 33040-5036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage IBERIABANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2019 · Amount on File |
| Deed Sale | Jul 15, 2019 · Amount on File |
| Prior Sale | Aug 9, 2004 · Amount on File |
| Deed Document Number | 20192228733 |
| Deed Book / Page | 2975 / 355 |
| Last Transfer Date | Sep 10, 2026 |
| Transfer Doc | 0002560402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 14, 2026 |
| Property Address | 1415 ROSE ST, KEY WEST, FL 33040-5036 |
| Document Number | 0002560402 |
| Book / Page | 3402 / 483 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 20262560402 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1415 ROSE ST, KEY WEST, FL 33040-5036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 15, 2019 |
| Property Address | 1415 ROSE ST, KEY WEST, FL 33040-5036 |
| Document Number | 0029750355 |
| Book / Page | 2975 / 0355 |
| Map Reference | MB 2 PG 113 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 2228733 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,739.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1428 ROSE ST, 1428, KEY WEST, FL 33040-5037 |
| Name | Verified Name |
|---|---|
| Address | 1415 ROSE ST, KEY WEST, FL 33040-5036 |
| Document Number | 0029750357 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 2975-0357 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2034 |
The 2025 property tax bill for 1415 Rose St was $5,749 with a homeowner's exemption, up 4.2% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,749.00 (+4.24%) Homeowner's exemption | $671,918 | $1,072,748 Land $834,720 Building $238,028 |
| 2024 | $5,515.00 (+3.39%) | ||
| 2023 | $5,334.00 (+4.53%) Homeowner's exemption | $623,464 (+3%) | $1,072,566 (+29.48%) Land $864,330 Building $208,236 |
| 2022 | $5,103.00 Homeowner's exemption | $605,305 | $828,367 Land $614,760 Building $213,607 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1415 Rose St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 325 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 339 units insured incl. 14 condo units |
| Nearby Flood Claims | 769 (1980–2025) |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1415 Rose St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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