St. Charles County property record for 150 Whetstone Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,478 sqft · built 1993 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Jun 2019) |
| Tax Bill | $4,646 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A946000053 |
| Primary APN | A946000053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,478 sqft Living Area |
| Gross Area | 4,172 sqft |
| 1st Floor Area | 1,290 sqft |
| Basement Area | 1,188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A946000053 |
|---|---|
| Street Address | 150 WHETSTONE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OXFORD EST LOT 253 |
| Legal Subdivision | OXFORD EST |
| Legal Lot Number | 253 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 311212 |
150 Whetstone Dr is owned and occupied by two individuals who bought it in June 2019.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 150 WHETSTONE DR, SAINT CHARLES, MO 63303-3028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2020 | Deed of Trust, Mortgage CENTRAL BK/ST LOUIS |
| Jun 5, 2019 | Grant Deed, Transfer CENTRAL BK/ST LOUIS |
| Dec 27, 2017 | Warranty Deed, Transfer STIFEL BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2019 · Amount on File |
| Deed Sale | Jun 5, 2019 · Amount on File |
| Prior Sale | Dec 27, 2017 · Amount on File |
| Deed Document Number | 2019273310 |
| Deed Book / Page | 7084 / 2162 |
| Prior Transfer Date | Dec 9, 2014 |
| Prior Transfer Doc | 0062780631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 150 WHETSTONE DR, SAINT CHARLES, MO 63303-3028 |
| Document Number | 0000082791 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | ORT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 150 WHETSTONE DR ST CHARLES MO 633033028, ST CHARLES, MO 63303-3028 |
| Document Number | 0000082791 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 82791 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105-1809 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 28, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 5, 2019 |
| Property Address | 150 WHETSTONE DR, SAINT CHARLES, MO 63303-3028 |
| Document Number | 0070842162 |
| Book / Page | 007084 / 002162 |
| Instrument Date | May 30, 2019 |
| Instrument | 273310 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 150 WHETSTONE DR ST CHARLES MO 633033028, ST CHARLES, MO 63303-3028 |
| Document Number | 70842164 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 007084/002164 |
| Instrument | 273320 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105-1809 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 4, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 27, 2017 |
| Property Address | 150 WHETSTONE DR, SAINT CHARLES, MO 63303-3028 |
| Document Number | 0068582108 |
| Book / Page | 006858 / 002108 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 796510 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 150 WHETSTONE DR ST CHARLES MO 633033028, ST CHARLES, MO 63303-3028 |
| Document Number | 68582110 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 006858/002110 |
| Instrument | 796520 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 26, 2047 |
The 2025 property tax bill for 150 Whetstone Dr was $4,646, up 7.4% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,337 (-) | $391,247 (-) Land $65,000 Building $326,247 | |
| 2025 | $4,646.00 (+7.45%) | $74,337 | $391,247 Land $65,000 Building $326,247 |
| 2024 | $4,324.00 | ||
| 2023 | $67,533 | ||
| 2022 | $355,439 Land $55,000 Building $300,439 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 150 Whetstone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 150 Whetstone Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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