142 Whetstone Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 142 Whetstone Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,387 sqft · built 1993
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$258,000 (Sep 2020)
Tax Bill$3,644 (2025)
Deeds & MortgagesSep 2022 Mortgage
Oct 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNA946000051

Property Details

APN / Parcel Number

Primary APNA946000051
Alternative APN
  • 6-0011-6943-00-0251.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,387 sqft Living Area
Gross Area3,070 sqft
1st Floor Area884 sqft
Basement Area884 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area40 sqft
Deck AreaDeck Area
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA946000051
Street Address142 WHETSTONE DR
CitySAINT CHARLES
StateMO
Zip63303-3028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOXFORD EST LOT 251
Legal SubdivisionOXFORD EST
Legal Lot Number251
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1007
Census Tract311212

Owner

142 Whetstone Dr is owned and occupied by an individual who acquired it in June 2025.

Source: St. Charles County records, as of September 11, 2026

Owner of RecordIndividual Name on File
Mailing Address142 WHETSTONE DR, SAINT CHARLES, MO 63303-3028
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Oct 1, 2025Intrafamily Transfer, Transfer
Sep 29, 2020Warranty Deed, Transfer · FHA Mortgage
DAS ACQUISITION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2020 · Amount on File
Deed SaleSep 29, 2020 · Amount on File
Prior SaleSep 29, 2020 · Amount on File
Deed Document Number202072651
Last Transfer DateJun 27, 2025
Transfer Doc0000043469
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address142 WHETSTONE DR, SAINT CHARLES, MO 63303-3028
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 WHETSTONE DR, SAINT CHARLES, MO 63303-3028

Mortgage

Document Number0000050761
DateSep 14, 2022
Instrument2022R-050761
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term167 Months
DueAug 1, 2036

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateOct 1, 2025
Property Address142 WHETSTONE DR, SAINT CHARLES, MO 63303-3028
Document Number0000043469
Instrument DateJun 27, 2025
Instrument2025R-043469
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1645 W OGDEN AVE UNIT 702, 702, CHICAGO, IL 60612-4387

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 WHETSTONE DR, SAINT CHARLES, MO 63303-3028

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 29, 2020
Property Address142 WHETSTONE DR, SAINT CHARLES, MO 63303-3028
Document Number0000072651
Instrument DateSep 23, 2020
Instrument72651
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyCHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address142 WHETSTONE DR ST CHARLES MO 633033028, ST CHARLES, MO 63303-3028

Mortgage

Document Number72652
DateSep 29, 2020
Instrument72652
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 142 Whetstone Dr was $3,644, up 5.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$58,194 (-)$306,284 (-) Land $65,000 Building $241,284
2025$3,644.00 (+5.41%)$58,194$306,284 Land $65,000 Building $241,284
2024$3,457.00
2023$53,880
2022$283,576 Land $55,000 Building $228,576

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 142 Whetstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 142 Whetstone Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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