150 Westminster Way, Elyria, OH 44035 Property Records

Lorain County property record for 150 Westminster Way, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 2019
Lot Size	0.085 acres (3,729 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,000 (Sep 2019)
Tax Bill	$3,098 (2025)
Deeds & Mortgages	Aug 2021 Reverse Mortgage Sep 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-000-092`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-000-092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,728 sqft Living Area
Gross Area	2,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,729 sqft (0.085 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	32 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	150 WESTMINSTER WAY
City	ELYRIA
State	OH
Zip	44035-8970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDSTONE LAKES SUB 3 46.00 X 80.00
Legal Subdivision	FIELDSTONE LAKES SUB 3
Legal Lot Number	46
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2006
Census Tract	91100

Owner

Source: Lorain County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 28, 2023	Transfer on Death Deed, Transfer
Sep 6, 2019	Warranty Deed, Subdivision Related Transfer · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 7, 2019	Quit Claim Deed, Transfer STEWART TITLE
Apr 26, 2018	Grant Deed, Mortgage · Line of Credit WAYNE SVGS CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Deed Document Number	2019729287
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	150 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	ERIEVIEW TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 WESTMINSTER WAY, ELYRIA, OH 44035-8970

Mortgage

Document Number	0000831939
Date	Aug 2, 2021
Instrument	2021-0831939

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	870 Months
Due	Feb 6, 2094

September 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 28, 2023
Property Address	150 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Document Number	0000930822
Map Reference	VOL 103 PG 73&74
Instrument Date	Sep 20, 2023
Instrument	2023-0930822
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	150 WESTMINSTER WAY, ELYRIA, OH 44035-8970

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 6, 2019
Property Address	150 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Document Number	0000729287
Map Reference	VOL 103 PG 73&74
Instrument Date	Aug 30, 2019
Instrument	2019-0729287
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 WESTMINSTER WAY, ELYRIA, OH 44035-8970

Mortgage

Document Number	0000729288
Date	Sep 6, 2019
Instrument	2019-0729288

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.07%
Type Change Date	Oct 1, 2020
Index	1-Year LIBOR

Mortgage

Document Number	0000729289
Date	Sep 6, 2019
Instrument	2019-0729289

Lender

Name	THE FEDERAL HOUSING COMMISSIONER
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.07%
Type Change Date	Oct 1, 2020
Index	1-Year LIBOR

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	May 7, 2019
Property Address	150 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Document Number	0000713610
Instrument Date	May 3, 2019
Instrument	713610
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 16155 ROCKY RIVER OH 441160155, ROCKY RIVER, OH 44116-0155

April 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 26, 2018
Property Address	150 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Instrument Date	Apr 26, 2018
Instrument	669911
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	RET SOLUTIONS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2932 WOOSTER RD ROCKY RIVER OH 441162922, ROCKY RIVER, OH 44116-2922

Mortgage

Document Number	0000669911
Date	Apr 26, 2018
Instrument	669911

Lender

Name	WAYNE SVGS CMNTY BK
Type	Federal Savings Bank
Address	151 N MARKET ST, WOOSTER, OH 44691-4809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,098.00 (-15.24%)	$95,970 (+%) Land $22,750 Building $73,220	$274,190 (-) Land $65,000 Building $209,190
2024	$3,655.00 (+20.95%)	$95,967 (+28.53%) Land $22,750 Building $73,217	$274,190 (+28.53%) Land $65,000 Building $209,190
2023	$3,022.00 (-0.33%)	$74,666 (+0.01%) Land $19,023 Building $55,643	$213,330 (-) Land $54,350 Building $158,980
2022	$3,032.00	$74,660 Land $19,020 Building $55,640
2021			$213,330 Land $54,350 Building $158,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

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