150 Spruce Ave, Galt, CA 95632 Property Records

Sacramento County property record for 150 Spruce Ave, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,304 sqft · built 1992
Lot Size	0.122 acres (5,304 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Apr 2022)
Tax Bill	$6,039 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`150-0142-064-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0142-064-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,304 sqft (0.122 acres)
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	150 SPRUCE AVE
City	GALT
State	CA
Zip	95632-1590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	VICTORIAN PARK, LOT 46
Legal Subdivision	VICTORIAN PARK
Legal Lot Number	46
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1006
Census Tract	9503

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	150 SPRUCE AVE, GALT, CA 95632-1590
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Apr 6, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jun 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage PATELCO FCU
Jun 25, 2018	Quit Claim Deed, Mortgage · Conventional with PMI PATELCO FCU
Jul 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Sep 25, 2014 · Amount on Record
Deed Book / Page	20220406 / 585
Prior Transfer Date	Apr 1, 2005
Prior Transfer Doc	0000001775
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	150 SPRUCE AVE, GALT, CA 95632-1590
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1169 CHELSHAM AVE, GALT, CA 95632-3144

Mortgage

Document Number	0000001670
Date	Apr 20, 2021
Instrument	202104201670

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 6, 2022
Property Address	150 SPRUCE AVE, GALT, CA 95632-1590
Document Number	0000000585
Map Reference	MB 203 MAP 8
Instrument Date	Mar 31, 2022
Instrument	2022040600585
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	150 SPRUCE AVE, GALT, CA 95632-1590

Mortgage

Document Number	0000000586
Date	Apr 6, 2022
Instrument	2022040600586

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 5, 2021
Property Address	150 SPRUCE AVE, GALT, CA 95632-1590
Document Number	2021110501685
Map Reference	MB 203 MAP 8
Instrument Date	Nov 4, 2021
Instrument	2021110501685
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1169 CHELSHAM AVE, GALT, CA 95632-3144

Mortgage

Document Number	2021110501686
Date	Nov 5, 2021
Instrument	2021110501686

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	150 SPRUCE AVE, GALT, CA 95632-1590
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1169 CHELSHAM AVE, GALT, CA 95632-3144

Mortgage

Document Number	4200000001670
Date	Apr 20, 2021
Book Page	20210420/1670

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	150 SPRUCE AVE, GALT, CA 95632-1590
Document Number	1807061034
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	150 SPRUCE AVE GALT CA 956321590, GALT, CA 95632-1590

Mortgage

Document Number	1807061034
Date	Jul 6, 2018
Instrument	1807061034

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 5, 2043

June 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 25, 2018
Property Address	150 SPRUCE AVE, GALT, CA 95632-1590
Document Number	1806251029
Instrument Date	Jun 19, 2018
Instrument	1806251029
Transaction Type	Mortgage
Record Updated	Jul 9, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	150 SPRUCE AVE GALT CA 956321590, GALT, CA 95632-1590

Mortgage

Document Number	1806251030
Date	Jun 25, 2018
Instrument	1806251030

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.34%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	150 SPRUCE AVE, GALT, CA 95632-1590
Document Number	1707210086
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	150 SPRUCE AVE GALT CA 956321590, GALT, CA 95632-1590

Mortgage

Document Number	1707210086
Date	Jul 21, 2017
Instrument	1707210086

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.14%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,802 (+2%) Land $129,890 Building $405,912
2025	$6,039.00 (+4.48%)	$525,297 (+4.04%) Land $127,344 Building $397,953
2024	$5,780.00 (+1.71%)
2023	$5,683.00 (+111.97%)	$504,900 Land $122,400 Building $382,500
2022	$2,681.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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