132 Spruce Ave, Galt, CA 95632 Property Records

Sacramento County property record for 132 Spruce Ave, Galt, CA 95632 · Last verified July 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,943 sqft · built 1964
Lot Size	0.141 acres (6,150 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jul 2010)
Tax Bill	$2,209 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`150-0163-023-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0163-023-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,943 sqft Living Area
1st Floor Area	1,943 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,150 sqft (0.141 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	132 SPRUCE AVE
City	GALT
State	CA
Zip	95632-1540
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	S 60 FT OF LOT 13 STENSTRUM KOEHN TRACT
Legal Subdivision	STENSTRUM KOEHN
Legal Lot Number	13
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1006
Census Tract	9503

Owner

Source: Sacramento County records · APN 150-0163-023-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5548 LINDA LN, CARMICHAEL, CA 95608-5729
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 05, 2021	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Aug 05, 2021	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Apr 22, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 22, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Nov 06, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2010 · Amount on Record
Deed Sale	Jul 13, 2010 · Amount on Record
Prior Sale	Apr 23, 2010 · Amount on Record
Deed Book / Page	20100713 / 875
Last Transfer Date	Apr 03, 2019
Transfer Doc	4220000000472
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	132 SPRUCE AVE, GALT, CA 95632-1540
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 SAVERIEN DR, SACRAMENTO, CA 95864-6144

Mortgage

Document Number	0000000948
Date	Aug 05, 2021
Instrument	202108050948

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	132 SPRUCE AVE, GALT, CA 95632-1540
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 SAVERIEN DR, SACRAMENTO, CA 95864-6144

Mortgage

Document Number	8050000000948
Date	Aug 05, 2021
Book Page	20210805/948

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 22, 2019
Property Address	132 SPRUCE AVE, GALT, CA 95632-1540
Document Number	1904220470
Instrument Date	Apr 03, 2019
Instrument	1904220470
Transaction Type	Mortgage
Record Updated	May 03, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	901 SAVERIEN DR SACRAMENTO CA 958646144, SACRAMENTO, CA 95864-6144

Mortgage

Document Number	1904220471
Date	Apr 22, 2019
Instrument	1904220471

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 22, 2019
Property Address	132 SPRUCE AVE, GALT, CA 95632-1540
Document Number	1904220472
Instrument Date	Apr 03, 2019
Instrument	1904220472
Transaction Type	Transfer
Record Updated	May 03, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	901 SAVERIEN DR SACRAMENTO CA 958646144, SACRAMENTO, CA 95864-6144

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 06, 2017
Property Address	132 SPRUCE AVE, GALT, CA 95632-1540
Document Number	1711061174
Instrument Date	Oct 31, 2017
Instrument	1711061174
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	901 SAVERIEN DR SACRAMENTO CA 958646144, SACRAMENTO, CA 95864-6144

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$196,004 (+2%) Land $52,264 Building $143,740
2025	$2,209.00 (+4.49%)	$192,162 (+4.04%) Land $51,240 Building $140,922
2024	$2,114.00 (+1.68%)
2023	$2,079.00 (+4.21%)	$184,701 Land $49,251 Building $135,450
2022	$1,995.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670095031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 500 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Softcom Internet Communications	Fixed Wireless (licensed-by-rule)	400 / 50
DigitalPath	Fixed Wireless	200 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon, AT&T, Cal.net, California Internet, DigitalPath. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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