150 S Smith Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 150 S Smith Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individuals on Record
Last Sale	$197,000 (Oct 2022)
Tax Bill	$3,222 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-40-039-001`

Property Details

APN / Parcel Number

Primary APN	`006-40-039-001`
Alternative APN	`0064003900100`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	150 S SMITH RD
City	OWOSSO
State	MI
Zip	48867-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C.C. COPE'S SUB OWOSSO TWP S 80 FT OF LOT 39
Legal Subdivision	COPES SUB
Legal Lot Number	39
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	1
Census Block	1016
Census Tract	30300

Owner

Source: Shiawassee County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	150 S SMITH RD, OWOSSO, MI 48867-9323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Warranty Deed, Transfer · Conventional Mortgage LEGEND LENDING CORP
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Dec 4, 2020 · Amount on Record
Deed Document Number	20223365134
Deed Book / Page	1301 / 159
Prior Transfer Date	May 4, 2010
Prior Transfer Doc	0011470761
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Oct 11, 2022
Property Address	150 S SMITH RD, OWOSSO, MI 48867-9323
Document Number	0013010159
Book / Page	1301 / 159
Map Reference	LB 1 PG 144
Instrument Date	Oct 5, 2022
Instrument	3365134
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 S SMITH RD, OWOSSO, MI 48867-9323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 PINE ST, OWOSSO, MI 48867-1628

Mortgage

Document Number	0003365135
Date	Oct 11, 2022
Instrument	3365135

Lender

Name	LEGEND LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Dec 4, 2020
Property Address	150 S SMITH RD, OWOSSO, MI 48867-9323
Document Number	0012750867
Book / Page	1275 / 867
Map Reference	LB 1 PG 144
Instrument Date	Nov 25, 2020
Instrument	3339552
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 S SMITH RD, OWOSSO, MI 48867-9323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 S SMITH RD, OWOSSO, MI 48867-9323

Mortgage

Document Number	0003339553
Date	Dec 4, 2020
Instrument	3339553

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,900 (-0.09%)	$225,800 (-0.09%)
2025	$3,222.00 (+2.61%) Homeowner's exemption	$113,000 (+30.94%)	$226,000 (+30.94%)
2024	$3,140.00 (+74.74%)
2023	$1,797.00 Homeowner's exemption	$86,300	$172,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DayStarr, Frontier, Verizon.

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