150 S 450 E, Clearfield, UT 84015 Property Records

Davis County property record for 150 S 450 E, Clearfield, UT 84015

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,160 sqft · built 1947
Lot Size	0.171 acres (7,449 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,279 (Jul 2026)
Tax Bill	$2,313 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`12-007-0075`

Property Details

APN / Parcel Number

Primary APN	`12-007-0075`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
Basement Area	630 sqft
Unfinished Basement	630 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,449 sqft (0.171 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	150 S 450 E
City	CLEARFIELD
State	UT
Zip	84015-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 13, BLK 6, SMITH VILLAGE SUB. CONT. 0.171 ACRES
Legal Subdivision	SMITH VILLAGE SUBDIVISION
Legal Block	6
Legal Lot Number	13
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3001
Census Tract	125702

Owner

Source: Davis County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	150 S 450 E, CLEARFIELD, UT 84015-1025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Jul 22, 2026	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ONRECORD TITLE
Jan 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Mar 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 1, 2019	Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG
Jan 28, 2019	Warranty Deed, Transfer TORGER INVS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on Record
Deed Sale	Jul 22, 2026 · Amount on Record
Prior Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	20263677611
Deed Book / Page	9042 / 1240
Prior Transfer Date	Mar 11, 2016
Prior Transfer Doc	0002925595
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	Jul 31, 2026
Property Address	150 S 450 E, CLEARFIELD, UT 84015-1025
Document Number	0003678775
Book / Page	9048 / 1
Instrument Date	Jul 22, 2026
Instrument	20263678775
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	REAL ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 S 450 E, CLEARFIELD, UT 84015-1025

Mortgage

Document Number	0003678775,
Date	Jul 31, 2026
Book Page	9048/1
Instrument	20263678775

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 22, 2026
Property Address	150 S 450 E, CLEARFIELD, UT 84015-1025
Document Number	0003677611
Book / Page	9042 / 1240
Instrument Date	Jul 21, 2026
Instrument	20263677611
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	ONRECORD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	150 S 450 E, CLEARFIELD, UT 84015-1025

Mortgage

Document Number	0003677613,
Date	Jul 22, 2026
Instrument	20263677613

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	May 11, 2026
Property Address	150 S 450 E, CLEARFIELD, UT 84015-1025
Document Number	0003667583
Book / Page	8992 / 1243
Instrument Date	May 11, 2026
Instrument	20263667583
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ONRECORD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 S 450 E, CLEARFIELD, UT 84015-1025

Mortgage

Document Number	0003667583,
Date	May 11, 2026
Book Page	8992/1243
Instrument	20263667583

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	150 S 450 E, CLEARFIELD, UT 84015-1025
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 S 450 E, CLEARFIELD, UT 84015-1025

Mortgage

Document Number	07917/1900
Date	Jan 3, 2022
Book Page	7917/1900
Instrument	3447102

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	150 S 450 E, CLEARFIELD, UT 84015-1025
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7722/425
Date	Mar 23, 2021
Book Page	7722/425
Instrument	3362076

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Dec 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 1, 2019
Property Address	150 S 450 E, CLEARFIELD, UT 84015-1025
Document Number	0003169921
Book / Page	007295 / 001602
Instrument Date	Jun 27, 2019
Instrument	3169921
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	METRO NATIONAL TITLE, METRO NAT'L TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 S 450 E CLEARFIELD UT 840151025, CLEARFIELD, UT 84015-1025

Mortgage

Document Number	3169949
Date	Jul 1, 2019
Book Page	007295/001732
Instrument	3169949

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jan 28, 2019
Property Address	150 S 450 E, CLEARFIELD, UT 84015-1025
Document Number	0003140388
Book / Page	007187 / 000254
Instrument Date	Jan 25, 2019
Instrument	3140388
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	HIGHLAND TITLE AGENCY INC, HIGHLAND TITLE AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	150 S 450 E CLEARFIELD UT 840151025, CLEARFIELD, UT 84015-1025

Mortgage

Document Number	3140411
Date	Jan 28, 2019
Book Page	007187/000289
Instrument	3140411

Lender

Name	TORGER INVS LLC
Address	PO BOX 1265, SALT LAKE CITY, UT 84110-1265

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Clearfield City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,313.00 (+1.27%)	$207,350 (-42.4%) Land $70,633 Building $136,717	$377,000 (+4.72%) Land $128,423 Building $248,577
2024	$2,284.00 (+5.16%)
2023	$2,172.00 (-6.86%)	$360,000 Land $108,249 Building $251,751	$360,000 Land $108,249 Building $251,751
2022	$2,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Oct 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Rise Broadband, T-Mobile.

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