McCreary County property record for 150 Ruthford Rd, Strunk, KY 42649
| Property Type | Single Family Home |
|---|---|
| Lot Size | 10 acres (437,342 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,608 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142-00-00-040.01 |
| Primary APN | 142-00-00-040.01 |
|---|---|
| Alternative APN |
|
| Lot Area | 437,342 sqft (10 acres) |
|---|
| Street Address | 150 RUTHFORD RD |
|---|---|
| City | STRUNK |
| State | KY |
| Zip | 42649-8325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10.04 AC & HSE & GAR & GAR/STORAGE BLDG |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 960402 |
Source: McCreary County records, as of January 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1363, WHITLEY CITY, KY 42653-1363 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED CUMBERLAND BANK |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK |
| Feb 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000218525 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 150 RUTHFORD RD, STRUNK, KY 42649-8325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M213/455 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | M213/455 |
| Instrument | 124262 |
| Name | UNITED CUMBERLAND BANK |
|---|---|
| Type | Bank |
| Address | WHITLEY CITY, KY 42653 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 150 RUTHFORD RD, STRUNK, KY 42649-8325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M226/229 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | M226/229 |
| Instrument | 131207 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 150 RUTHFORD RD, STRUNK, KY 42649-8325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M218/294 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | M218/294 |
| Instrument | 127214 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: McCreary County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,608.00 (-1.47%) | $200,000 (-) | $200,000 (-) |
| 2023 | $1,632.00 | $200,000 | $200,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 83% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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