McCreary County property record for 138 Ruthford Rd, Strunk, KY 42649
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,020 sqft · built 1978 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $603 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142-00-00-048.00 |
| Primary APN | 142-00-00-048.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,020 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Water Source | Commercial |
| Account Number | 14806 |
|---|---|
| Street Address | 138 RUTHFORD RD |
| City | STRUNK |
| State | KY |
| Zip | 42649-8325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 LOTS & HSE & BLG DB 167/646 |
| Legal Lot Number | 2 |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 960402 |
Source: McCreary County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 292, PINE KNOT, KY 42635-0292 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage KENTUCKY HOUSING CORPORATION |
| Sep 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HOUSING CORPORATION |
| Aug 25, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 7, 2026 |
| Transfer Doc | 0000168449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Sep 1, 2026 |
| Property Address | 138 RUTHFORD RD, STRUNK, KY 42649-8325 |
| Document Number | 0000168614 |
| Book / Page | 263 / 374 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 2026168614 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 442 MURPHY RIDGE RD, STRUNK, KY 42649-9357 |
| Document Number | 0000168614, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 263/374 |
| Instrument | 2026168614 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Sep 1, 2026 |
| Property Address | 138 RUTHFORD RD, STRUNK, KY 42649-8325 |
| Document Number | 0000168613 |
| Book / Page | 263 / 369 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 2026168613 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 138 RUTHFORD RD, STRUNK, KY 42649-8325 |
| Document Number | 0000168613, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 263/369 |
| Instrument | 2026168613 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Aug 25, 2026 |
| Property Address | 138 RUTHFORD RD, STRUNK, KY 42649-8325 |
| Document Number | 0000168449 |
| Book / Page | 246 / 43 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 2026168449 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: McCreary County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $603.00 (-1.47%) | $75,000 (-) | $75,000 (-) |
| 2023 | $612.00 | $75,000 | $75,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 85% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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