Delta County property record for 150 NW 4th St, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,010 sqft · built 1944 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $309,000 (Oct 2025) |
| Tax Bill | $956 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Sep 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R002797 |
| Primary APN | R002797 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,010 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R002797 |
|---|---|
| Street Address | 150 NW 4TH ST |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-3607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 150 NW 4TH ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: CURTIS-COWELL SUBDIVISION BLOCK: 4 LOT: 11 THRU:- LOT: 13 N10 OF LOT, RE-SUB BLK 4 PLAT A TOTAL AC 0.15+- N10 OF LOT 11 & ALL OF LOTS 12 & 13 CURTIS-COWELL SUB. SEC 20 T13S R94W 6PM BK 46 |
| Legal Subdivision | CURTIS-COWELL SUBDIVISION |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 965201 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 150 NW 4TH ST, CEDAREDGE, CO 81413-3607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 1, 2017 | Deed of Trust, Mortgage HOUSING AUTHORITY OF THE CITY OF DELTA |
| Sep 25, 2017 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF DENVER |
| Oct 8, 2025 | Warranty Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC |
| Nov 6, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL LENDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2025 · Amount on Record |
| Deed Sale | Oct 8, 2025 · Amount on Record |
| Prior Sale | Nov 6, 2019 · Amount on Record |
| Deed Document Number | 2025763525 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 150 NW 4TH ST, CEDAREDGE, CO 81413-3607 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000697880 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 697880 |
| Name | HOUSING AUTHORITY OF THE CITY OF DELTA |
|---|---|
| Type | Government Agency |
| Address | DELTA, CO 81416 |
| Amount | Amount Recorded |
|---|---|
| Term | 1 Months |
| Due | Oct 1, 2017 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 150 NW 4TH ST, CEDAREDGE, CO 81413-3607 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000698344 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 698344 |
| Name | CREDIT UNION OF DENVER |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 13, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Oct 8, 2025 |
| Property Address | 150 NW 4TH ST, CEDAREDGE, CO 81413-3607 |
| Document Number | 0000763525 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 763525 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 150 NW 4TH ST, CEDAREDGE, CO 81413-3607 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 150 NW 4TH ST, CEDAREDGE, CO 81413-3607 |
| Document Number | 0000763526 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 763526 |
| Name | ORIGINPOINT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 6, 2019 |
| Property Address | 150 NW 4TH ST, CEDAREDGE, CO 81413-3607 |
| Document Number | 0000714868 |
| Instrument Date | Nov 6, 2019 |
| Instrument | 714868 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 150 NW 4TH ST, 150, CEDAREDGE, CO 81413-3607 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 24788 CACTUS PARK RD, CEDAREDGE, CO 81413-8161 |
| Document Number | 0000714869 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 714869 |
| Name | UNIVERSAL LENDING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Cedaredge Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $956.00 (+28.32%) | $13,846 (+26.56%) Land $2,813 Building $11,033 | $221,535 (+35.68%) Land $45,000 Building $176,535 |
| 2024 | $745.00 (+4.05%) | $10,940 (-) Land $2,005 Building $8,935 | |
| 2023 | $716.00 (-15.47%) | $10,940 (-13.52%) Land $2,005 Building $8,935 | $163,273 (-10.3%) Land $29,921 Building $133,352 |
| 2022 | $847.00 | $12,651 Land $2,016 Building $10,635 | $182,020 Land $29,000 Building $153,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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