Delta County property record for 240 NW 4th St, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,584 sqft · built 1952 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Nov 2008) |
| Tax Bill | $569 (2025) |
| Deeds & Mortgages | Oct 2023 Reverse Mortgage Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R002737 |
| Primary APN | R002737 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,584 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Account Number | R002737 |
|---|---|
| Street Address | 240 NW 4TH ST |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-3609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 240 NW 4TH ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: PORTER SUBDIVISION BLOCK: 3 LOT: 11 THRU:- LOT: 13 TOTAL AC .20+- LOTS 11 THRU 13 BLK 3 PORTER SUB. SEC 20 T13S R94W 6PM BK 444 PG 1327 (R-349150) BK 808 PG 333 BK 833 PG 250 BK 877 PG 27 |
| Legal Subdivision | PORTER SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 965201 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 240 NW 4TH ST, CEDAREDGE, CO 81413-3609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Deed of Trust, Mortgage | |
| Oct 19, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2008 · Amount on Record |
| Deed Sale | Nov 3, 2008 · Amount on Record |
| Prior Sale | Jun 8, 1999 · Amount on Record |
| Deed Document Number | 2008629935 |
| Last Transfer Date | Apr 4, 2013 |
| Transfer Doc | 0000665823 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 240 NW 4TH ST, CEDAREDGE, CO 81413-3609 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000749457 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 749457 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 819 Months |
| Due | Jan 23, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.86% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 12.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 240 NW 4TH ST, CEDAREDGE, CO 81413-3609 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 240 NW 4TH ST, CEDAREDGE, CO 81413-3609 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000749457 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 749457 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 819 Months |
| Due | Jan 23, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.86% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 12.8% |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Cedaredge Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $569.00 (+60.73%) | $14,494 (+39.22%) Land $2,813 Building $11,681 | $231,888 (+49.22%) Land $45,000 Building $186,888 |
| 2024 | $354.00 (+4.12%) | $10,411 (-) Land $2,474 Building $7,937 | $155,398 (-) Land $36,930 Building $118,468 |
| 2023 | $340.00 (+1.19%) | $10,411 (+3.65%) Land $2,474 Building $7,937 | $155,398 (+7.53%) Land $36,930 Building $118,468 |
| 2022 | $336.00 | $10,044 Land $2,016 Building $8,028 | $144,512 Land $29,000 Building $115,512 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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