Worcester County and Gardner City property record for 150 Lawrence St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,152 sqft · built 1940 |
| Lot Size | 0.301 acres (13,116 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Aug 2021) |
| Tax Bill | $7,955 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R22 B:9 L:8 |
| Primary APN | GARD M:R22 B:9 L:8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,152 sqft Living Area |
| Gross Area | 5,472 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Slate |
| Lot Area | 13,116 sqft (0.301 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 150 LAWRENCE ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LAND MERVYN MATORIN ET UX GARD |
| Legal Block | 9 |
| Legal Lot Number | 8 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN GARD M:R22 B:9 L:8
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 150 LAWRENCE ST, GARDNER, MA 01440-2363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC |
| Dec 10, 2018 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 27, 2021 · Amount on Record |
| Deed Sale | Aug 27, 2021 · Amount on Record |
| Prior Sale | Dec 10, 2018 · Amount on Record |
| Deed Book / Page | 65932 / 366 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Aug 27, 2021 |
| Property Address | 150 LAWRENCE ST, GARDNER, MA 01440-2363 |
| Document Number | 65932-366 |
| Book / Page | 65932 / 366 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 120923 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 150 LAWRENCE ST, GARDNER, MA 01440-2363 |
| Document Number | 120924 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 120924 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Dec 10, 2018 |
| Property Address | 150 LAWRENCE ST, GARDNER, MA 01440-2363 |
| Document Number | 59797-257 |
| Book / Page | 59797 / 257 |
| Instrument Date | Dec 05, 2018 |
| Instrument | 130349 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 150 LAWRENCE ST, GARDNER, MA 01440-2363 |
| Document Number | 130350 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 130350 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,955.00 (-5.63%) | $554,000 (-1.49%) Land $77,400 Building $476,600 | $597,835 |
| 2024 | $8,430.00 (+6.98%) | $562,400 (+15.13%) Land $70,400 Building $492,000 | |
| 2023 | $7,880.00 | $488,500 Land $69,500 Building $419,000 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277075003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Gateway Fiber Holdings, T-Mobile USA, Verizon.
Based on FCC filings for 215 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA2103000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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