Worcester County and Gardner City property record for 147 Lawrence St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,245 sqft · built 1927 |
| Lot Size | 0.498 acres (21,708 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Nov 2021) |
| Tax Bill | $5,830 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R22 B:9 L:7 |
| Primary APN | GARD M:R22 B:9 L:7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,245 sqft Living Area |
| Gross Area | 3,360 sqft |
| Basement Area | 971 sqft |
| Unfinished Basement | 971 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,708 sqft (0.498 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 147 LAWRENCE ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | LAWRENCE ESTATE DEV |
| Legal Block | 9 |
| Legal Lot Number | 7 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 707500 |
147 Lawrence St is owned and occupied by an individual who bought it in November 2021.
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 147 LAWRENCE ST, GARDNER, MA 01440-2362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2021 · Amount on File |
| Deed Sale | Nov 26, 2021 · Amount on File |
| Prior Sale | May 25, 2012 · Amount on File |
| Deed Book / Page | 66618 / 308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Nov 26, 2021 |
| Property Address | 147 LAWRENCE ST, GARDNER, MA 01440-2362 |
| Document Number | 66618-308 |
| Book / Page | 66618 / 308 |
| Instrument Date | Nov 26, 2021 |
| Instrument | 165786 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 147 LAWRENCE ST, GARDNER, MA 01440-2362 |
| Document Number | 165787 |
|---|---|
| Date | Nov 26, 2021 |
| Instrument | 165787 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 147 Lawrence St was $5,830, up 10,310.7% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,830.00 (+10,310.71%) | $423,400 (+8.07%) Land $91,300 Building $332,100 | $467,735 (+3.13%) |
| 2025 | $56.00 (-99.01%) | $391,800 (+4.06%) Land $83,100 Building $308,700 | $453,530 |
| 2024 | $5,644.00 (+2.71%) | $376,500 (+10.51%) Land $75,500 Building $301,000 | |
| 2023 | $5,495.00 | $340,700 Land $74,400 Building $266,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 147 Lawrence St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 147 Lawrence St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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