Ottawa County property record for 150 E Water St, Oak Harbor, OH 43449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,212 sqft · built 1916 |
| Lot Size | 0.208 acres (9,052 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Jan 2003) |
| Tax Bill | $2,882 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 042787-2 |
| Primary APN | 042787-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,212 sqft Living Area |
| Gross Area | 4,132 sqft |
| 1st Floor Area | 1,092 sqft |
| Upper Floors Area | 1,120 sqft |
| Attic | Attic |
| Attic Area | 960 sqft |
| Basement Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Lot Area | 9,052 sqft (0.208 acres) |
| Lot Dimensions | 181 ft deep x 50 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 042787-2 |
|---|---|
| Street Address | 150 E WATER ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 1 LOT 14 KRAMER BROS |
| Legal Subdivision | KRAEMER BROTHERS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 50700 |
Source: Ottawa County records, as of April 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 150 E WATER ST, OAK HARBOR, OH 43449-1448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2003 · Amount on Record |
| Deed Sale | Jan 3, 2003 · Amount on Record |
| Last Transfer Date | Aug 9, 2005 |
| Transfer Doc | 0000153782 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 150 E WATER ST, OAK HARBOR, OH 43449-1448 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000281482 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 1702/0173 |
| Instrument | 201800281482 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 15, 2033 |
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,882.00 (-0.76%) | $65,811 (-) Land $9,009 Building $56,802 | |
| 2024 | $2,904.00 (+5.29%) Homeowner's exemption | $65,811 (+20.15%) Land $9,009 Building $56,802 | $188,030 (+20.15%) Land $25,740 Building $162,290 |
| 2023 | $2,758.00 (+3.22%) Homeowner's exemption | $54,772 (+%) Land $7,508 Building $47,264 | |
| 2022 | $2,672.00 Homeowner's exemption | $54,771 Land $7,507 Building $47,264 | |
| 2021 | $156,490 Land $21,450 Building $135,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Apr 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HARBOR VILLAGE serves 4,400 people · EPA ID OH6202603 |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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