Ottawa County property record for 147 E Water St, Oak Harbor, OH 43449
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,566 sqft · built 1900 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Oct 2025) |
| Tax Bill | $3,469 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jan 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043177-2 |
| Primary APN | 043177-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,566 sqft Total Area |
| 1st Floor Area | 1,362 sqft |
| Upper Floors Area | 1,204 sqft |
| Basement Area | 1,302 sqft |
| Unfinished Basement | 98 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Lot Area | 19,998 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 890 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 474 sqft |
| Patio Area | 434 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 043177-2 |
|---|---|
| Street Address | 147 E WATER ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1450 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOT 1 M D THIERWECHTER |
| Legal Subdivision | VILLAGE OF OAK HARBOR |
| Legal Lot Number | 1 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 50700 |
Source: Ottawa County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 147 E WATER ST, OAK HARBOR, OH 43449-1450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Dec 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jan 7, 2025 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 15, 2025 | Survivorship Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 29, 2022 | Survivorship Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on Record |
| Deed Sale | Oct 15, 2025 · Amount on Record |
| Prior Sale | Mar 29, 2022 · Amount on Record |
| Deed Document Number | 20256514 |
| Deed Book / Page | 2053 / 836 |
| Prior Transfer Date | Jan 23, 2013 |
| Prior Transfer Doc | 0000228311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 147 E WATER ST, OAK HARBOR, OH 43449-1450 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 147 E WATER ST, OAK HARBOR, OH 43449-1450 |
| Document Number | 0000007771 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | 1972/615 |
| Instrument | 202300007771 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 147 E WATER ST, OAK HARBOR, OH 43449-1450 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 147 E WATER ST, OAK HARBOR, OH 43449-1450 |
| Document Number | 0000000087 |
|---|---|
| Date | Jan 7, 2025 |
| Book Page | 2018/795 |
| Instrument | 202500000087 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Apr 1, 2052 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Oct 15, 2025 |
| Property Address | 147 E WATER ST, OAK HARBOR, OH 43449-1450 |
| Document Number | 0000006514 |
| Book / Page | 2053 / 836 |
| Map Reference | VOL 2 PG 51 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 202500006514 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | RIT COAST TITLE, TRI COAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 147 E WATER ST, OAK HARBOR, OH 43449-1450 |
| Document Number | 0002053837 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2053/837 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Mar 29, 2022 |
| Property Address | 147 E WATER ST, OAK HARBOR, OH 43449-1450 |
| Document Number | 0000316348 |
| Book / Page | 1891 / 602 |
| Map Reference | VOL 2 PG 51 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 2022-316348 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 147 E WATER ST, OAK HARBOR, OH 43449-1450 |
| Document Number | 0018910603 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 1891-0603 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,469.00 (+4.84%) | $77,683 (+5.61%) Land $15,159 Building $62,524 | |
| 2024 | $3,309.00 (+7.93%) | $73,557 (+23.05%) Land $15,159 Building $58,398 | $221,950 (+29.95%) Land $43,310 Building $178,640 |
| 2023 | $3,066.00 (+22.98%) | $59,780 (-) Land $12,628 Building $47,152 | |
| 2022 | $2,493.00 | $59,780 Land $12,628 Building $47,152 | |
| 2021 | $170,800 Land $36,080 Building $134,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Apr 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HARBOR VILLAGE serves 4,400 people · EPA ID OH6202603 |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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