146 E 2nd St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 146 E 2nd St, Oswego, NY 13126

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3,021 sqft · built 1950
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Tax Bill$2,625 (2025)
Deeds & MortgagesMar 2019 Mortgage
Sep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN351200 128.55-06-07

Property Details

APN / Parcel Number

Primary APN351200 128.55-06-07
Alternative APNs
  • 120012805500060070000000
  • 0326BM

Interior

Stories2 Stories
Building Area3,021 sqft Gross Area
Basement Area1,720 sqft
Unfinished Basement1,720 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1990
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions75 ft deep x 33 ft wide
PorchSlab
Porch Area138 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0326BM
Street Address146 E 2ND ST
CityOSWEGO
StateNY
Zip13126-2776
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeTB
Legal DescriptionB 119, L 66 003-007-000
Legal Block6
Legal Lot Number7.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2006
Census Tract21604

Owner

Source: Oswego County and Oswego City assessment roll, APN 351200 128.55-06-07, as of April 30, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address60 W 3RD ST, OSWEGO, NY 13126-1522
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2019Deed of Trust, Mortgage · Commercial Mortgage
GREEN LAKE ASSOCIATES LLC
Sep 03, 2019Deed of Trust, Mortgage · Line of Credit
GREEN LAKE ASSOCIATES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address146 E 2ND ST, OSWEGO, NY 13126-2776
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002126
DateMar 14, 2019
InstrumentR-2019-002126
Lender
NameGREEN LAKE ASSOCIATES LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address146 E 2ND ST, OSWEGO, NY 13126-2776
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007676
DateSep 03, 2019
InstrumentR-2019-007676
Lender
NameGREEN LAKE ASSOCIATES LLC
TypeNon-Lending Institution
AddressTULLY, NY 13159
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll as of April 30, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,625.00$140,000 (+19.66%) Land $17,800 Building $122,200$140,000 (-0.68%) Land $17,800 Building $122,200
2023$117,000 Land $21,500 Building $95,500$140,964 Land $25,904 Building $115,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), as of October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 386 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY3704361, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOSWEGO CITY
serves 29,400 people
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E 2nd St

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