150 Crosspatch Rd, Charlestown, RI 02813 Property Records

Charlestown Town property record for 150 Crosspatch Rd, Charlestown, RI 02813 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,914 sqft · built 1986
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Sep 2019)
Tax Bill	$4,400 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`4-0145-74`

Property Details

APN / Parcel Number

Primary APN	`4-0145-74`
Alternative APNs	`CHAR M:11 L:52` `M:011 B:052`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
Gross Area	4,816 sqft
1st Floor Area	1,914 sqft
Basement Area	1,552 sqft
Unfinished Basement	1,552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	4-0145-74
Street Address	150 CROSSPATCH RD
City	CHARLESTOWN
State	RI
Zip	02813-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	52
Jurisdiction	CHARLESTOWN RI
Township / Civil Division	CHARLESTOWN
Census Block Group	2
Census Block	2018
Census Tract	51102

Owner

Source: Charlestown Town records · APN 4-0145-74

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	150 CROSSPATCH RD, CHARLESTOWN, RI 02813-2421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Dec 18, 2017	Deed of Trust, Mortgage US BANK NA
Jun 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Sep 06, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2019 · Amount on Record
Deed Sale	Sep 06, 2019 · Amount on Record
Deed Document Number	201919
Deed Book / Page	451 / 49
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTOWN RI
Recording Date	Jul 17, 2026
Property Address	150 CROSSPATCH RD, CHARLESTOWN, RI 02813-2421
Document Number	0000001057
Book / Page	522 / 57
Instrument Date	Jul 10, 2026
Instrument	20261057
Transaction Type	Mortgage
Record Updated	Aug 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 CROSSPATCH RD, CHARLESTOWN, RI 02813-2421

Mortgage

Document Number	0000001057,
Date	Jul 17, 2026
Book Page	522/57
Instrument	20261057

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2046

Interest

Rate	6.52%
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTOWN RI
Property Address	150 CROSSPATCH RD, CHARLESTOWN, RI 02813-2421
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	433-167
Date	Dec 18, 2017
Book Page	433/167
Instrument	2537

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	252 Months
Due	Dec 01, 2038

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTOWN RI
Property Address	150 CROSSPATCH RD, CHARLESTOWN, RI 02813-2421
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	460-451
Date	Jun 29, 2020
Book Page	460/451
Instrument	1439

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTOWN RI
Recording Date	Sep 06, 2019
Property Address	150 CROSSPATCH RD, CHARLESTOWN, RI 02813-2421
Document Number	451-49
Book / Page	451 / 49
Instrument Date	Aug 08, 2019
Instrument	1919
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 CROSSPATCH RD, CHARLESTOWN, RI 02813-2421

Mortgage

Document Number	1922
Date	Sep 06, 2019
Instrument	1922

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charlestown Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Charlestown Town
Unified School District	Chariho Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,400.00 (+3.31%)	$742,000 (-) Land $323,900 Building $418,100
2023	$4,259.00	$742,000 Land $323,900 Building $418,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090511022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 207 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	207 in force
Nearby Flood Claims	84 (1978–2024)
Claims Outside the SFHA	13 of 84
Most Recent Claim	Apr 2024, rainfall accumulation
Claims By Storm	Hurricane Sandy, Oct 2012 · 27 claims Severe Storms And Flooding, Apr 2010 · 15 claims Hurricane Bob, Aug 1991 · 12 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 305 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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