Charlestown Town property record for 117 Crosspatch Rd, Charlestown, RI 02813 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,680 sqft · built 1982 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Company Name on File |
| Last Sale | $385,500 (Oct 2013) |
| Tax Bill | $4,711 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2021 Refinance |
| Flood Zone | Zone X (moderate risk) |
| APN | 19-0211-35 |
| Primary APN | 19-0211-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,680 sqft Living Area |
| Gross Area | 6,887 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 1,534 sqft |
| Unfinished Basement | 1,534 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,640 sqft (0.91 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 19-0211-35 |
|---|---|
| Street Address | 117 CROSSPATCH RD |
| City | CHARLESTOWN |
| State | RI |
| Zip | 02813-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 18 |
| Jurisdiction | CHARLESTOWN RI |
| Township / Civil Division | CHARLESTOWN |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 51102 |
Source: Charlestown Town records · APN 19-0211-35
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16 BANKSVILLE RD, ARMONK, NY 10504-2616 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage CITIZENS BANK |
| Nov 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 09, 2013 · Amount on Record |
| Deed Sale | Oct 09, 2013 · Amount on Record |
| Prior Sale | Aug 06, 1997 · Amount on Record |
| Deed Book / Page | 389 / 621 |
| Transfer Doc | 389-621 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Property Address | 117 CROSSPATCH RD, CHARLESTOWN, RI 02813-2422 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000519-227 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 519/227 |
| Instrument | 410 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Property Address | 117 CROSSPATCH RD, CHARLESTOWN, RI 02813-2422 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000482-77 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 482/77 |
| Instrument | 3111 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Charlestown Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Charlestown Town |
| Unified School District | Chariho Regional School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,711.00 (+33.46%) | $794,500 (+29.21%) Land $321,600 Building $472,900 |
| 2023 | $3,530.00 | $614,900 Land $321,600 Building $293,300 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090511022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 207 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 207 in force 84 of 207 on primary residences |
| Nearby Flood Claims | 84 (1978–2024) |
| Claims Outside the SFHA | 13 of 84 |
| Most Recent Claim | Apr 2024, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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