150 Chamoye Cir, Riverside, AL 35135 Property Records

St. Clair County property record for 150 Chamoye Cir, Riverside, AL 35135

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,366 sqft · built 2006
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,500 (Jul 2017)
Tax Bill	$1,245 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-08-33-0-001-025.025`

Property Details

APN / Parcel Number

Primary APN	`22-08-33-0-001-025.025`
Alternative APNs	`00519463` `519463` `49984`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,366 sqft Living Area
1st Floor Area	1,757 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00519463
Street Address	150 CHAMOYE CIR
City	RIVERSIDE
State	AL
Zip	35135-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 THE HIGHLANDS SD SECTOR ONE A108-4 33-16-4
Legal Range	04E
Legal Township	16S
Legal Section	33
Legal Subdivision	THE HIGHLANDS S/D
Legal Lot Number	27
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	2
Census Block	2002
Census Tract	40211

Owner

Source: St. Clair County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	150 CHAMOYE CIR, RIVERSIDE, AL 35135-1054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION
Dec 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 31, 2020	Warranty Deed, Transfer · FHA Mortgage GUARANTY HM MTG CORP
Jul 28, 2017	Survivorship Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Prior Sale	Oct 26, 2007 · Amount on Record
Deed Book / Page	2017 / 8493
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Recording Date	Jul 10, 2026
Property Address	150 CHAMOYE CIR, RIVERSIDE, AL 35135-1054
Document Number	2026030175
Book / Page	2026 / 30175
Instrument Date	Jul 6, 2026
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 CHAMOYE CIR, RIVERSIDE, AL 35135-1054

Mortgage

Document Number	2026030175,
Date	Jul 10, 2026
Book Page	2026/30175

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	150 CHAMOYE CIR, RIVERSIDE, AL 35135-1054
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058652
Date	Dec 22, 2022
Book Page	MTG 2022/58652

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Dec 31, 2020
Property Address	150 CHAMOYE CIR, RIVERSIDE, AL 35135-1054
Document Number	0000015783
Instrument Date	Dec 17, 2020
Instrument	15783
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ESTES CLOSINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	150 CHAMOYE CIR RIVERSIDE AL 351351054, RIVERSIDE, AL 35135-1054

Mortgage

Document Number	72171
Date	Dec 31, 2020
Instrument	72171

Lender

Name	GUARANTY HM MTG CORP
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

July 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jul 28, 2017
Property Address	150 CHAMOYE CIR, RIVERSIDE, AL 35135-1054
Document Number	0000008493
Book / Page	2017 / 08493
Map Reference	SL A-108 PG 4
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3555 EAST ST, 3555, VESTAVIA, AL 35243-4905

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	150 CHAMOYE CIR, RIVERSIDE, AL 35135-1054

Mortgage

Document Number	201725352
Date	Jul 28, 2017
Instrument	2017/25352

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Riverside City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,245.00 (+7.24%)	$31,560 (-46.51%)	$324,990 (+10.17%) Land $70,000 Building $254,990
2024	$1,161.00 (+22.73%) Homeowner's exemption Disabled Person's exemption	$58,998 (-) Land $8,000 Building $50,998	$294,990 (-) Land $40,000 Building $254,990
2023		$58,998 Land $8,000 Building $50,998	$294,990 Land $40,000 Building $254,990
2022	$946.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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