120 Chamoye Cir, Riverside, AL 35135 Property Records

St. Clair County property record for 120 Chamoye Cir, Riverside, AL 35135

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,778 sqft · built 2003
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Nov 2016)
Tax Bill	$1,188 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-08-33-0-001-025.028`

Property Details

APN / Parcel Number

Primary APN	`22-08-33-0-001-025.028`
Alternative APNs	`00191029` `519466` `49987`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,778 sqft Living Area
1st Floor Area	1,778 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	29,185 sqft (0.67 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00191029
Street Address	120 CHAMOYE CIR
City	RIVERSIDE
State	AL
Zip	35135-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 THE HIGHLANDS SD SECTOR ONE A108-4 33-16-4
Legal Range	04E
Legal Township	16S
Legal Section	33
Legal Subdivision	THE HIGHLANDS S/D
Legal Lot Number	30
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	2
Census Block	2002
Census Tract	40211

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 CHAMOYE CIR, RIVERSIDE, AL 35135-1054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jun 24, 2021	Deed of Trust, Mortgage · Line of Credit NOBLEBANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2016 · Amount on Record
Deed Sale	Nov 22, 2016 · Amount on Record
Deed Book / Page	2016 / 13218
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jun 8, 2022
Property Address	120 CHAMOYE CIR, RIVERSIDE, AL 35135-1054
Document Number	0000008291
Book / Page	DEED 2022 / 8291
Map Reference	MB 2002 PG 32
Instrument Date	Jun 7, 2022
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 DAVIE RD, 195, MUNFORD, AL 36268-5271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CHAMOYE CIR, RIVERSIDE, AL 35135-1054

Mortgage

Document Number	MTG202231604
Date	Jun 8, 2022
Instrument	MTG 2022/31604

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	120 CHAMOYE CIR, RIVERSIDE, AL 35135-1054
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CHAMOYE CIR, RIVERSIDE, AL 35135-1054

Mortgage

Document Number	0000042962
Date	Jun 24, 2021
Book Page	MTG 2021/42962

Lender

Name	NOBLEBANK & TRUST
Type	Bank
Address	ANNISTON, AL 36201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Riverside City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,188.00 (+53.29%)	$28,980 (-46.52%)	$302,420 (+11.63%) Land $73,500 Building $228,920
2023		$54,184 Land $8,400 Building $45,784	$270,920 Land $42,000 Building $228,920
2022	$775.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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