15 Winchester Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 15 Winchester Dr, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,120 sqft · built 1988
Lot Size	0.246 acres (10,698 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2013)
Tax Bill	$11,099 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00084-22-00022`

Property Details

APN / Parcel Number

Primary APN	`21-00084-22-00022`
Alternative APNs	`2100084002200022` `22222000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area
1st Floor Area	1,216 sqft
Upper Floors Area	904 sqft
Basement Area	676 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Other
Lot Area	10,698 sqft (0.246 acres)
Lot Dimensions	107 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	22222000
Street Address	15 WINCHESTER DR
City	HOWELL
State	NJ
Zip	07731-2950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LEXINGTON ESTATES
Legal Block	84.22
Legal Lot Number	22
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3002
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records · APN 21-00084-22-00022

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 WINCHESTER DR, HOWELL, NJ 07731-2950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2013 · Amount on Record
Deed Sale	Jun 20, 2013 · Amount on Record
Deed Document Number	201368758
Deed Book / Page	9020 / 5619
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	15 WINCHESTER DR, HOWELL, NJ 07731-2950
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	UNKNOWN, CYPRESS ASCENDANT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WINCHESTER DR, HOWELL, NJ 07731-2950

Mortgage

Document Number	0097711791
Date	Dec 18, 2025
Book Page	9771/1791
Instrument	2025101254

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,400 (+4.26%) Land $404,100 Building $268,300	$672,400 (+4.26%) Land $404,100 Building $268,300
2025	$11,099.00 (-0.65%)	$644,900 (+22.7%) Land $379,100 Building $265,800	$644,900 (+22.7%) Land $379,100 Building $265,800
2024	$11,172.00 (+24.72%)
2023		$525,600 Land $254,100 Building $271,500	$525,600 Land $254,100 Building $271,500
2022	$8,958.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Based on FCC filings for 304 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.