Monmouth County and Howell Township property record for 12 Winchester Dr, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,120 sqft · built 1989 |
| Lot Size | 0.18 acres (7,854 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,900 (Jan 2004) |
| Tax Bill | $12,133 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00084-21-00006 |
| Primary APN | 21-00084-21-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Upper Floors Area | 904 sqft |
| Basement Area | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,854 sqft (0.18 acres) |
| Lot Dimensions | 102 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 22106000 |
|---|---|
| Street Address | 12 WINCHESTER DR |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | LEXINGTON ESTATES |
| Legal Block | 84.21 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 811303 |
Source: Monmouth County and Howell Township records · APN 21-00084-21-00006
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 WINCHESTER DR, HOWELL, NJ 07731-2949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2023 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| May 10, 2021 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Jul 06, 2018 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2004 · Amount on Record |
| Deed Sale | Jan 08, 2004 · Amount on Record |
| Deed Book / Page | 8314 / 982 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 12 WINCHESTER DR, HOWELL, NJ 07731-2949 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0096526445 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 9652/6445 |
| Instrument | 2023049382 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 12 WINCHESTER DR, HOWELL, NJ 07731-2949 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Title Company | UNIVERSAL ABSTRACT SERVICES LLC, UNIVERSAL SETMNT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0095097172 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 9509/7172 |
| Instrument | 2021075757 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 21, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 12 WINCHESTER DR, HOWELL, NJ 07731-2949 |
| Document Number | 0000072056 |
| Instrument Date | Jul 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2018 |
| Title Company | UNIVERSAL SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 12 WINCHESTER DR HOWELL NJ 077312949, HOWELL, NJ 07731-2949 |
| Document Number | 0000072056 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 009301/009228 |
| Instrument | 72056 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920-0621 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $707,600 (+0.37%) Land $403,000 Building $304,600 | $707,600 (+0.37%) Land $403,000 Building $304,600 | |
| 2025 | $12,133.00 (+2.78%) | $705,000 (+24.45%) Land $378,000 Building $327,000 | $705,000 (+24.45%) Land $378,000 Building $327,000 |
| 2024 | $11,805.00 (+20.79%) | ||
| 2023 | $566,500 Land $253,000 Building $313,500 | $566,500 Land $253,000 Building $313,500 | |
| 2022 | $9,773.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 304 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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