15 Willard Ln, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 15 Willard Ln, Towaco, NJ 07082 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1967
Square Footage	2,470 sqft Living Area
Lot Size	20,038 sqft (0.46 acres)
Occupancy	Owner Occupied
Tax Bill	$11,565.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`21-00122-0000-00060`
Alternative APN	`210012200060`

Interior

Building Area	2,470 sqft Living Area
1st Floor	2,470 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame Construction
Lot Area	20,038 sqft (0.46 acres)
Depth X Width	200 ft x 98 ft Depth x Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15 WILLARD LN
City	TOWACO
State	NJ
Zip	07082-1539
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	122
Legal Lot Number	60
Jurisdiction	MORRIS NJ
Minor Civil Division	MONTVILLE
Census Blockgroup	3
Census Block	3003
Census Tract	40805

Owner

Source: Morris County and Montville Township records · APN 21-00122-0000-00060

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 WILLARD LN, TOWACO, NJ 07082-1539
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	15 WILLARD LN, TOWACO, NJ 07082-1539
Document Number	0235841734
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	7 LOHMAN RD MORRISTOWN NJ 079604629, MORRISTOWN, NJ 07960-4629

Mortgage

Document Number	0235841734
Date	Aug 05, 2019
Book Page	023584/001734
Instrument	40917

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 04, 2049

Tax Assessment & Valuation

Source: Morris County and Montville Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Montville Township
Unified School District	Montville Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,300 (-) Land $223,000 Building $210,300	$433,300 (-) Land $223,000 Building $210,300
2025		$433,300 (-) Land $223,000 Building $210,300	$433,300 (-) Land $223,000 Building $210,300
2024	$11,565.00 (+3.9%)
2023		$433,300 Land $223,000 Building $210,300	$433,300 Land $223,000 Building $210,300
2022	$11,131.00

Flood & Wildfire

15 Willard Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Morris County (34027C), updated August 18, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 7th percentile of exposed land nationally · 18th in New Jersey
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.