10 Willard Ln, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 10 Willard Ln, Towaco, NJ 07082

Property Summary

Property Type	Single Family Home
Details	2,516 sqft · built 1967
Lot Size	0.457 acres (19,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Feb 2023)
Tax Bill	$12,480 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21-00119-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`21-00119-0000-00007`
Alternative APN	`210011900007`

Interior

Stories	1 Story
Building Area	2,516 sqft Living Area
1st Floor Area	2,516 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Lot Area	19,907 sqft (0.457 acres)
Lot Dimensions	199 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10 WILLARD LN
City	TOWACO
State	NJ
Zip	07082-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20A
Legal Subdivision	FOREST PARK
Legal Block	119
Legal Lot Number	7
Jurisdiction	MORRIS NJ
Township / Civil Division	MONTVILLE
Census Block Group	3
Census Block	3003
Census Tract	40805

Owner

Source: Morris County and Montville Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 WILLARD LN, TOWACO, NJ 07082-1517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Deed Document Number	20235904
Deed Book / Page	24567 / 1365
Prior Transfer Date	Dec 9, 2019
Prior Transfer Doc	0236810802
Record Updated	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Feb 17, 2023
Property Address	10 WILLARD LN, TOWACO, NJ 07082-1517
Document Number	0245671365
Book / Page	24567 / 1365
Instrument Date	Jan 31, 2023
Instrument	2023005904
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,484.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 FRANK ST, MINE HILL, NJ 07803-2906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WILLARD LN, TOWACO, NJ 07082-1517

Mortgage

Document Number	2023005905
Date	Feb 17, 2023
Instrument	2023005905

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORRIS NJ
Recording Date	Dec 26, 2019
Property Address	10 WILLARD LN, TOWACO, NJ 07082-1517
Document Number	0236810802
Book / Page	023681 / 000802
Instrument Date	Dec 9, 2019
Instrument	74071
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WILLARD LN TOWACO NJ 070821517, TOWACO, NJ 07082-1517

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Montville Township
Unified School District	Montville Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,600 (-) Land $222,900 Building $244,700	$467,600 (-) Land $222,900 Building $244,700
2025		$467,600 (-) Land $222,900 Building $244,700	$467,600 (-) Land $222,900 Building $244,700
2024	$12,480.00 (+3.9%)
2023		$467,600 Land $222,900 Building $244,700	$467,600 Land $222,900 Building $244,700
2022	$12,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1984–2021)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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