Cranston City property record for 15 Watkins Ave, Cranston, RI 02920
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,456 sqft · built 2006 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Oct 2020) |
| Tax Bill | $4,975 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Oct 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CRAN M:15-2 L:256 U |
| Primary APN | CRAN M:15-2 L:256 U |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 728 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,500 sqft (0.057 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3328688 |
|---|---|
| Street Address | 15 WATKINS AVE |
| City | CRANSTON |
| State | RI |
| Zip | 02920-3214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A6 |
| Legal Lot Number | 256 |
| Jurisdiction | CRANSTON RI |
| Township / Civil Division | CRANSTON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 14400 |
15 Watkins Ave is owned and occupied by an individual who bought it in October 2020.
Source: Cranston City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 WATKINS AVE, CRANSTON, RI 02920-3214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 31, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 8, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 28, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 5, 2020 | Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2020 · Amount on File |
| Deed Sale | Oct 5, 2020 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 15 WATKINS AVE, CRANSTON, RI 02920-3214 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006349-162 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 6349/162 |
| Instrument | 162180 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 15 WATKINS AVE, CRANSTON, RI 02920-3214 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0006572-69 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 6572/69 |
| Instrument | 132030 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 15 WATKINS AVE, CRANSTON, RI 02920-3214 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0006645-93 |
|---|---|
| Date | May 8, 2023 |
| Book Page | 6645/93 |
| Instrument | 41330 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 15 WATKINS AVE, CRANSTON, RI 02920-3214 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007008-174 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 7008/174 |
| Instrument | 97450 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Nov 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 15 WATKINS AVE, CRANSTON, RI 02920-3214 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006791-341 |
|---|---|
| Date | May 28, 2024 |
| Book Page | 6791/341 |
| Instrument | 43080 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRANSTON RI |
| Recording Date | Oct 5, 2020 |
| Property Address | 15 WATKINS AVE, CRANSTON, RI 02920-3214 |
| Document Number | 0000125790 |
| Instrument Date | Oct 2, 2020 |
| Instrument | 125790 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 WATKINS AVE CRANSTON RI 029203214, CRANSTON, RI 02920-3214 |
| Document Number | 125800 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 125800 |
| Name | NATIONS LNDG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2050 |
The 2025 property tax bill for 15 Watkins Ave was $4,975.
Source: Cranston City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Cranston City |
| Unified School District | Cranston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,975.00 | $358,400 Land $94,600 Building $263,800 | $422,674 |
| 2023 | $4,897.00 (+2.11%) | $259,100 (-) Land $65,300 Building $193,800 | |
| 2022 | $4,796.00 | $259,100 Land $65,300 Building $193,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Watkins Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 Watkins Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures