15 W 9th St, Covington, KY 41011 Property Records

Kenton County property record for 15 W 9th St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,552 sqft
Lot Size	0.044 acres (1,925 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jun 2023)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Jun 2023 Construction Loan Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-24-01-006.00`

Property Details

APN / Parcel Number

Primary APN	`054-24-01-006.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,552 sqft Finished Area
Gross Area	1,986 sqft

Exterior

Exterior Material	Brick
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	1,925 sqft (0.044 acres)
Lot Dimensions	87.9 ft deep x 21.9 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	15 W 9TH ST
City	COVINGTON
State	KY
Zip	41011-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21.92X87.9 PT LOT 51 BAP 1ST
Legal Subdivision	WESTERN BAPTIST THEO INST
Legal Phase	1ST
Legal Lot Number	51
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1008
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Covington Downtown Commercial Historic District listed 1983 · 250 contributing resources · NRIS 83002804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

15 W 9th St is owned by two individuals who acquired it in October 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	902 BANKLICK ST, COVINGTON, KY 41011-3029
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Construction Mortgage CATALYTIC DEVELOPMENT FUNDING CORP
Oct 17, 2025	Quit Claim Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO
Aug 1, 2022	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
Jul 11, 2022	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2023 · Amount on File
Deed Sale	Jun 13, 2023 · Amount on File
Prior Sale	Aug 1, 2022 · Amount on File
Deed Document Number	2023061317
Deed Book / Page	230 / 732
Last Transfer Date	Oct 10, 2025
Transfer Doc	0005900116
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	15 W 9TH ST, COVINGTON, KY 41011-2319
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 BANKLICK ST, COVINGTON, KY 41011-3029

Mortgage

Document Number	0005900193
Date	Jun 14, 2023
Book Page	KCM 469/197
Instrument	23061405900193

Lender

Name	CATALYTIC DEVELOPMENT FUNDING CORP
Address	COVINGTON, KY 41011

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jun 5, 2025

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Oct 17, 2025
Property Address	15 W 9TH ST, COVINGTON, KY 41011-2319
Document Number	0005900116
Book / Page	KC 369 / 470
Instrument Date	Oct 10, 2025
Instrument	25101705900116
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 BANKLICK ST, COVINGTON, KY 41011-3029

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	902 BANKLICK ST, COVINGTON, KY 41011-3029

Mortgage

Document Number	0005900117
Date	Oct 17, 2025
Instrument	25101705900117

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 1, 2022
Property Address	15 W 9TH ST, COVINGTON, KY 41011-2319
Document Number	0005900039
Book / Page	180 / 346
Instrument Date	Jul 25, 2022
Instrument	22080105900039
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	730 SRY CREEK CT, 730, VILLA HILLS, KY 41017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7854 LACTLN WOODS LN, BELLEVIEW, KY 41005

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 11, 2022
Property Address	15 W 9TH ST, COVINGTON, KY 41011-2319
Document Number	0005900221
Book / Page	176 / 278
Instrument Date	Jul 5, 2022
Instrument	22071105900221
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6747 ASHGROVE PL, 6747, FLORENCE, KY 41042-1371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 DRY CREEK CT, VILLA HILLS, KY 41017-1010

Tax Assessment & Valuation

The 2025 property tax bill for 15 W 9th St was $1,060, up 0.8% from the year before.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,500 (+373.13%) Land $10,000 Building $368,500	$378,500 (+373.13%) Land $10,000 Building $368,500
2025	$1,060.00 (+0.76%)	$80,000 (-) Land $5,000 Building $75,000	$80,000 (-) Land $5,000 Building $75,000
2024	$1,052.00 (+57.96%)	$80,000 (+6%) Land $5,000 Building $75,000	$80,000 (+6%) Land $5,000 Building $75,000
2023	$666.00	$50,000 Land $5,000 Building $45,000	$50,000 Land $5,000 Building $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 W 9th St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1978–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 W 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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