111 W 9th St, Covington, KY 41011 Property Records

Kenton County property record for 111 W 9th St, Covington, KY 41011

Property Summary

Property Type	Parking Lot
Details	2,175 sqft
Lot Size	0.143 acres (6,229 sqft)
Owner	Company Name on File
Last Sale	$2,500,000 (Mar 2007)
Tax Bill	$736 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-22-36-008.00`

Property Details

APN / Parcel Number

Primary APN	`054-22-36-008.00`

Interior

Building Area	2,175 sqft Finished Area

Exterior

Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	87.5 ft deep x 71.3 ft wide

Location & Zoning

Street Address	111 W 9TH ST
City	COVINGTON
State	KY
Zip	41011-2328
Property Category	Commercial
Property Type	Commercial > Retail > Parking Lot
Legal Description	0.143 ACS SWC W 9TH & CSX RR 71.25X87.5' ALL 59 PT 58 WEST BAP PLUS PT OF 2 CLOSED ALLEYS (90-CI-2567)
Legal Subdivision	WESTERN BAPTIST THEO INST
Legal Phase	1ST
Legal Lot Number	59,58
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1003
Census Tract	60700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Seminary Square Historic District listed 1980 · 128 contributing resources · NRIS 80001647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

111 W 9th St, a commercial property, is owned by a company that bought it in March 2007.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	2335 BUTTERMILK XING, CRESCENT SPRINGS, KY 41017-1622
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Construction Mortgage REPUBLIC BANK & TRUST CO
Mar 29, 2022	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO
Feb 20, 2020	Quit Claim Deed, Construction Loan · Line of Credit REPUBLIC BK&TR
Sep 10, 2019	Loan Modification, Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2007 · Amount on File
Deed Sale	Mar 2, 2007 · Amount on File
Deed Document Number	200703 02 059 00152
Deed Book / Page	3312 / 265
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	111 W 9TH ST, COVINGTON, KY 41011
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900098
Date	Aug 23, 2021
Book Page	260/463
Instrument	21082305900098

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 9, 2031

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	111 W 9TH ST, COVINGTON, KY 41011
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900380
Date	Mar 29, 2022
Book Page	354/211
Instrument	22032905900380

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 16, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Feb 20, 2020
Property Address	111 W 9TH ST, COVINGTON, KY 41011
Document Number	0000000093
Book / Page	000008 / 000153
Instrument Date	Feb 11, 2020
Instrument	93
Transaction Type	Construction Loan
Record Updated	Apr 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2335 BUTTERMILK XING CRESCENT SPRINGS KY 410171622, CRESCENT SPRINGS, KY 41017-1622

Mortgage

Document Number	94
Date	Feb 20, 2020
Book Page	000M13/000679
Instrument	94

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	601 W MARKET ST, LOUISVILLE, KY 40202-2745

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 19, 2030

Interest

Rate Type	Adjustable Rate

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Recording Date	Sep 10, 2019
Property Address	111 W 9TH ST, COVINGTON, KY 41011
Book / Page	0C6749 / 000150
Instrument Date	Sep 3, 2019
Instrument	176
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	11148 WOODWARD LN CINCINNATI OH 452411857, CINCINNATI, OH 45241-1857

Mortgage

Document Number	0000000176
Date	Sep 10, 2019
Book Page	0C6749/000150
Instrument	176

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	525 VINE ST # 20TH, CINCINNATI, OH 45202-3133

Agreement

Amount	Amount on Record
Term	60 Months
Due	Sep 9, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 111 W 9th St was $736.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,600 (-) Land $34,000 Building $21,600	$55,600 (-) Land $34,000 Building $21,600
2025	$736.00	$55,600 Land $34,000 Building $21,600	$55,600 Land $34,000 Building $21,600
2023	$740.00	$55,600 Land $34,000 Building $21,600	$55,600 Land $34,000 Building $21,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 111 W 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 W 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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