Middlesex County and Edison Township property record for 15 Twin Oaks Dr, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 5,530 sqft · built 2019 |
| Lot Size | 0.767 acres (33,397 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,000 (Feb 2016) |
| Tax Bill | $41,419 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05 00557-Z-00008 |
| Primary APN | 05 00557-Z-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,530 sqft Living Area |
| 1st Floor Area | 5,530 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Lot Area | 33,397 sqft (0.767 acres) |
| Lot Dimensions | 253 ft deep x 132 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 15 TWIN OAKS DR |
|---|---|
| City | EDISON |
| State | NJ |
| Zip | 08820-3610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 132X253 |
| Legal Subdivision | TWIN OAKS MANOR |
| Legal Block | 557.2 |
| Legal Lot Number | 8 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1415 |
15 Twin Oaks Dr is owned and occupied by two individuals who bought it in February 2016.
Source: Middlesex County and Edison Township records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 TWIN OAKS DR, EDISON, NJ 08820-3610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2023 | Deed of Trust, Mortgage NORTHFIELD BANK |
| Oct 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK |
| Jun 22, 2018 | Deed of Trust, Mortgage PROVIDENT BANK |
| Nov 30, 2017 | Trustee's Deed, Construction Loan · Line of Credit UNITY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2016 · Amount on File |
| Deed Sale | Feb 10, 2016 · Amount on File |
| Prior Sale | Jul 9, 1998 · Amount on File |
| Deed Document Number | 2016540 |
| Deed Book / Page | 6786 / 426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 15 TWIN OAKS DR, EDISON, NJ 08820-3610 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15 TWIN OAKS DR, EDISON, NJ 08820-3610 |
| Document Number | 0000061522 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 19322/1958 |
| Instrument | 2023061522 |
| Name | NORTHFIELD BANK |
|---|---|
| Type | Bank |
| Address | WOODBRIDGE, NJ 07095 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 15 TWIN OAKS DR, EDISON, NJ 08820-3610 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000085852 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 17653/1514 |
| Instrument | 2019085852 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 15 TWIN OAKS DR, EDISON, NJ 08820-3610 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000054824 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 17215/0192 |
| Instrument | 201800054824 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Subprime Lender |
| Address | ISELIN, NJ 08830 |
| Amount | Amount on Record |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Nov 30, 2017 |
| Property Address | 15 TWIN OAKS DR, EDISON, NJ 08820-3610 |
| Book / Page | 017019 / 000775 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 6696 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 TWIN OAKS DR EDISON NJ 088203610, EDISON, NJ 08820-3610 |
| Document Number | 0000006696 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 017019/000775 |
| Instrument | 6696 |
| Name | UNITY BK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Nov 29, 2019 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 15 Twin Oaks Dr was $41,419, up 3.8% from the year before.
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $696,000 (-) Land $216,200 Building $479,800 | $696,000 (-) Land $216,200 Building $479,800 | |
| 2025 | $41,419.00 (+3.82%) | $696,000 Land $216,200 Building $479,800 | $696,000 Land $216,200 Building $479,800 |
| 2024 | $39,894.00 | ||
| 2023 | $696,000 Land $216,200 Building $479,800 | $696,000 Land $216,200 Building $479,800 | |
| 2022 | $39,706.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Twin Oaks Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1999–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Twin Oaks Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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