14 Twin Oaks Dr, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 14 Twin Oaks Dr, Edison, NJ 08820

Property Summary

Property TypeSingle Family Home
Details6,998 sqft · built 2024
Lot Size0.514 acres (22,399 sqft)
Owner2 Individual Names on File
Last Sale$745,000 (Oct 2022)
Tax Bill$9,712 (2025)
Deeds & MortgagesNov 2023 Construction Loan
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05 00557-Z-00010

Property Details

APN / Parcel Number

Primary APN05 00557-Z-00010
Alternative APNs
  • 05-00557-26-00010
  • 0500557000Z00010
  • 00016869

Interior

Stories1 Story
Building Area6,998 sqft Living Area
1st Floor Area6,998 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeBrick
Lot Area22,399 sqft (0.514 acres)
Lot Dimensions219 ft deep x 133 ft wide

Location & Zoning

Street Address14 TWIN OAKS DR
CityEDISON
StateNJ
Zip08820-3610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description133X219 IRR
Legal SubdivisionTWIN OAKS MANOR
Legal Block557.2
Legal Lot Number10
JurisdictionMIDDLESEX NJ
Township / Civil DivisionEDISON
Census Block Group4
Census Block4001
Census Tract1415

Owner

14 Twin Oaks Dr is owned and occupied by two individuals who bought it in October 2022.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address14 TWIN OAKS DR, EDISON, NJ 08820-3610
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2023Deed of Trust, Mortgage · Construction Mortgage
FULTON BANK NA
Oct 19, 2022Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2022 · Amount on File
Deed SaleOct 19, 2022 · Amount on File
Deed Document Number202290114
Deed Book / Page19068 / 1444
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address14 TWIN OAKS DR, EDISON, NJ 08820-3610
Transaction TypeMortgage
Record UpdatedDec 8, 2023
Title CompanyRMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 COLSON CT, PISCATAWAY, NJ 08854-6263

Mortgage

Document Number0000066454
DateNov 9, 2023
Book Page19339/1802
Instrument2023066454
Lender
NameFULTON BANK NA
TypeBank
AddressLANCASTER, PA 17602
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term373 Months
DueDec 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.37%
Type Change DateDec 1, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change12.3%
Margin3
Max Rate12.3%

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateOct 19, 2022
Property Address14 TWIN OAKS DR, EDISON, NJ 08820-3610
Document Number0000090114
Book / Page19068 / 1444
Instrument DateSep 22, 2022
Instrument2022090114
Transaction TypeTransfer
Record UpdatedNov 4, 2022
Title CompanyACRES LAND TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,722.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 QUAIL LN, 14, NESHANIC STATION, NJ 08853-3616

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 TWIN OAKS DR, EDISON, NJ 08820-3610

Mortgage

Document Number0000090115
DateOct 19, 2022
Instrument2022090115
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 14 Twin Oaks Dr was $9,712, up 3.8% from the year before.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionEdison Township
Unified School DistrictEdison Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$833,700 (+410.85%) Land $163,200 Building $670,500$833,700 (+410.85%) Land $163,200 Building $670,500
2025$9,712.00 (+3.83%)$163,200 Land $163,200$163,200 Land $163,200
2024$9,354.00
2023$282,300 Land $163,200 Building $119,100$282,300 Land $163,200 Building $119,100
2022$16,105.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14 Twin Oaks Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1999–2011)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Twin Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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