15 Tom Roberts Rd, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 15 Tom Roberts Rd, Alligator Point, FL 32346 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1977
Square Footage	1,810 sqft Heated Area
Lot Size	10,193 sqft (0.233 acres)
Occupancy	Owner Occupied
Last Sale	$125,000 (2015)
Tax Bill	$882.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-1012-00G0-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,810 sqft Heated Area
Gross Area	2,122 sqft Gross Area
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1977
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,193 sqft (0.233 acres)
Depth X Width	150 ft x 68 ft Depth x Width
Driveway	1 Driveway
Driveway Area	300 sqft Driveway

Exterior Amenities

Pool Area	512 sqft Pool
Deck Area	32 sqft Deck
Porch	Open Porch
Porch Area	312 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	15 TOM ROBERTS RD
City	ALLIGATOR POINT
State	FL
Zip	32346-5128
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	UNIT 2 BL G LOT 4 OR 125/356 ALLIG HARBOR OR 132/151-152 OR 205/449 OR 421/178 OR 477/110-12 1148/441
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Subdivision	ALLIGATOR HARBOR
Legal Block	G
Legal Lot Number	4
Legal Unit	2
Jurisdiction	FRANKLIN FL
Minor Civil Division	CARRABELLE
Census Blockgroup	2
Census Block	2010
Census Tract	970102

Owner

Source: Franklin County records · APN 06-07S-01W-1012-00G0-0040

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 TOM ROBERTS RD, ALLIGATOR POINT, FL 32346-5128
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2015 · Amount on Record
Deed Sale	Jul 16, 2015 · Amount on Record
Deed Doc Number	201519003484
Deed Book / Page	1148 / 441
Record Refreshed	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	15 TOM ROBERTS RD, ALLIGATOR POINT, FL 32346-5128
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019000455
Date	Jan 24, 2022
Book Page	1324/581
Instrument	202219000455

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2037

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$882.00 (+1.97%) Homeowner's exemption	$115,476 (+2.9%)	$181,669 (-0.79%) Land $20,400 Building $161,269
2024	$865.00 (+0.46%) Homeowner's exemption	$112,222 (+3%)	$183,116 (+22.34%) Land $20,400 Building $162,716
2023	$861.00 (+1.41%) Homeowner's exemption	$108,953 (+3%)	$149,678 (+28.99%) Land $20,400 Building $129,278
2022	$849.00 Homeowner's exemption	$105,780	$116,034 Land $20,400 Building $95,634

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	13.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.