15 Third St, Tupper Lake, NY 12986 Property Records

Franklin County and Tupper Lake Town property record for 15 Third St, Tupper Lake, NY 12986

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,082 sqft · built 1920
Lot Size	0.14 acres (6,177 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Dec 2021)
Tax Bill	$2,595 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2021 Sale
APN	`162001 490.76-4-11`

Property Details

APN / Parcel Number

Primary APN	`162001 490.76-4-11`
Alternative APNs	`200149007600040110000000` `014000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,082 sqft Living Area
1st Floor Area	860 sqft
Upper Floors Area	222 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,177 sqft (0.14 acres)
Lot Dimensions	87 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	014000
Street Address	15 THIRD ST
City	TUPPER LAKE
State	NY
Zip	12986-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK11 GL106 LOT8
Legal Block	4
Legal Lot Number	11.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	TUPPER LAKE
Census Block Group	1
Census Block	1022
Census Tract	951200

Owner

Source: Franklin County and Tupper Lake Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 MCCARTHY ST, TUPPER LAKE, NY 12986-1202
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA
Dec 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Dec 16, 2021 · Amount on Record
Deed Document Number	20216883
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Dec 16, 2021
Property Address	15 THIRD ST, TUPPER LAKE, NY 12986-2105
Document Number	0000006883
Instrument Date	Nov 19, 2021
Instrument	2021-6883
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 MCCARTHY ST, TUPPER LAKE, NY 12986-1329

Mortgage

Document Number	0000006884
Date	Dec 16, 2021
Instrument	2021-6884

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Dec 16, 2021
Property Address	15 THIRD ST, TUPPER LAKE, NY 12986-2105
Document Number	0000006882
Instrument Date	Nov 18, 2021
Instrument	2021-6882
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SECOND ST, TUPPER LAKE, NY 12986-2011

Tax Assessment & Valuation

Source: Franklin County and Tupper Lake Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Tupper Lake Town
Municipality	Tupper Lake Village
Unified School District	Tupper Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,595.00 (+6.18%)
2025	$2,444.00	$59,300 (-) Land $9,100 Building $50,200	$98,833 (+16.67%) Land $15,167 Building $83,666
2023		$59,300 Land $9,100 Building $50,200	$84,714 Land $13,000 Building $71,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUPPER LAKE V serves 5,500 people · EPA ID NY1600012
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jan 2022 Total trihalomethanes not recorded as resolved · Jan 2021 Failure to filter resolved · Apr 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: SLICFiber, Verizon.

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