Buncombe County property record for 15 Third St, Asheville, NC 28803
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,154 sqft · built 1920 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jan 2006) |
| Tax Bill | $1,731 (2025) |
| Deeds & Mortgages | Dec 2025 Reverse Mortgage Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3033158-2020-20 |
| Primary APN | 3033158-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,154 sqft Living Area |
| Gross Area | 1,260 sqft |
| 1st Floor Area | 542 sqft |
| Basement Area | 718 sqft |
| Finished Basement | 612 sqft |
| Unfinished Basement | 106 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 640 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3033158-2020-20 |
|---|---|
| Street Address | 15 THIRD ST |
| City | ASHEVILLE |
| State | NC |
| Zip | 28803-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS8 |
| Legal Description | LOT: 1 PLAT: 0194-0125 |
| Legal Subdivision | HAMLET |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2000 |
Source: Buncombe County records · APN 3033158-2020-20
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 THIRD ST, ASHEVILLE, NC 28803-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Dec 21, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2006 · Amount on Record |
| Deed Sale | Jan 31, 2006 · Amount on Record |
| Prior Sale | Aug 07, 2003 · Amount on Record |
| Deed Book / Page | 4172 / 1532 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 15 THIRD ST, ASHEVILLE, NC 28803-1415 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 THIRD ST, ASHEVILLE, NC 28803-1415 |
| Document Number | 0065540331 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 6554/331 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1022 Months |
| Due | Feb 10, 2111 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2026 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Dec 21, 2018 |
| Property Address | 15 THIRD ST, ASHEVILLE, NC 28803-1415 |
| Document Number | 0057301547 |
| Book / Page | 005730 / 001547 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2308 PALM KEY CT SEBRING FL 338701611, SEBRING, FL 33870-1611 |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,731.00 (+6.65%) | $175,200 (-) Land $73,500 Building $101,700 | $175,200 (-) Land $73,500 Building $101,700 |
| 2024 | $1,623.00 (+2.85%) | ||
| 2023 | $1,578.00 | $175,200 | $175,200 (-) Land $73,500 Building $101,700 |
| 2021 | $175,200 Land $73,500 Building $101,700 |
Source: FEMA National Flood Hazard Layer as of April 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 40 units insured incl. 10 condo units |
| Nearby Flood Claims | 98 (1995–2024) |
| Claims Outside the SFHA | 5 of 98 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 374 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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