Buncombe County property record for 12 Third St, Asheville, NC 28803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,012 sqft · built 1925 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $445,000 (Oct 2023) |
| Tax Bill | $4,771 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9730-26-4026-00000 |
| Primary APN | 9730-26-4026-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,012 sqft Living Area |
| Gross Area | 1,668 sqft |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 2,289 sqft |
| Unfinished Basement | 2,289 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1925 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 64 sqft |
| Patio Area | 484 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 973009263061000 |
|---|---|
| Street Address | 12 THIRD ST |
| City | ASHEVILLE |
| State | NC |
| Zip | 28803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 2023-10-11 DEE |
| Legal Description | DEED DATE: 2023-10-11 DEED: 6357-140 SUBDIV: COTTON MILL SUBDIVISION BLOCK: LOT: 55 SECTION: PLAT: 0030-0038 |
| Legal Subdivision | COTTON MILL SUBDIVISION |
| Legal Block | I |
| Legal Lot Number | 55 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 2102 |
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 THIRD ST, ASHEVILLE, NC 28803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP |
| Oct 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2023 · Amount on Record |
| Deed Sale | Oct 11, 2023 · Amount on Record |
| Prior Sale | Jan 10, 2014 · Amount on Record |
| Deed Document Number | 0006357140 |
| Deed Book / Page | 6357 / 140 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 12 THIRD ST, ASHEVILLE, NC 28803 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Title Company | UNKNOWN, SILK TITLE AND ESCROW FT |
| Name | Verified Name |
|---|---|
| Address | 12 3RD ST, ASHEVILLE, NC 28803 |
| Document Number | 0065251788 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 6525/1788 |
| Name | SAGE HOME LOANS CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 11, 2023 |
| Property Address | 12 3RD ST, ASHEVILLE, NC 28804 |
| Document Number | 0063570140 |
| Book / Page | 6357 / 140 |
| Map Reference | MB 30 PG 37&38 |
| Instrument Date | Oct 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 GOSNELL RD, ASHEVILLE, NC 28804-9684 |
| Name | Verified Name |
|---|---|
| Address | 12 THIRD ST, ASHEVILLE, NC 28804 |
| Document Number | 0006357143 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 6357/143 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Woodfin Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,771.00 (+142.31%) | $482,100 (+128.59%) | |
| 2023 | $1,969.00 | $210,900 | $210,900 (-56.25%) Land $36,600 Building $174,300 |
| 2021 | $482,100 Land $36,600 Building $445,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODFIN SANITARY WATER AND SEWER serves 10,122 people · EPA ID NC0111015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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