Monmouth County and Rumson Borough property record for 15 Sycamore Ln, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,819 sqft · built 1956 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,600,000 (Dec 2020) |
| Tax Bill | $21,244 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00086-0000-00012 |
| Primary APN | 41-00086-0000-00012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,819 sqft Living Area |
| 1st Floor Area | 3,819 sqft |
| Basement Area | 1,032 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 63,598 sqft |
| Garage Type | Detached |
| Garage Area | 942 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 576 sqft |
| Porch | Open Porch |
| Patio Area | 678 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 153900 |
|---|---|
| Street Address | 15 SYCAMORE LN |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | RUMSON HILL ESTATES |
| Legal Block | 86 |
| Legal Lot Number | 12 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 SYCAMORE LN, RUMSON, NJ 07760-1034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2023 | Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB |
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB |
| Dec 17, 2020 | Grant Deed, Transfer DANIEL KARCZYNSKI |
| Jul 19, 2019 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2020 · Amount on File |
| Deed Sale | Dec 17, 2020 · Amount on File |
| Prior Sale | Jul 19, 2019 · Amount on File |
| Deed Document Number | 2020151406 |
| Deed Book / Page | 9465 / 7573 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 SYCAMORE LN, RUMSON, NJ 07760-1034 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0096565785 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 9656/5785 |
| Instrument | 2023057332 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19899 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 SYCAMORE LN, RUMSON, NJ 07760-1034 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0095180357 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 9518/357 |
| Instrument | 2021090387 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Address | WAYNE, PA 19087 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 17, 2020 |
| Property Address | 15 SYCAMORE LN, RUMSON, NJ 07760-1034 |
| Document Number | 0000151406 |
| Book / Page | 009465 / 007573 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 151406 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 SYCAMORE LN RUMSON NJ 077601034, RUMSON, NJ 07760-1034 |
| Document Number | 151407 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 009465/007594 |
| Instrument | 151407 |
| Name | DANIEL KARCZYNSKI |
|---|---|
| Type | Bank |
| Address | 2650 ROUTE 130, RUMSON, NJ 07760 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 19, 2019 |
| Property Address | 15 SYCAMORE LN, RUMSON, NJ 07760-1034 |
| Document Number | 0000064503 |
| Book / Page | 009358 / 005857 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 64503 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS |
| Amount | Amount on Record |
|---|---|
| Tax | $1,400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 SYCAMORE LN RUMSON NJ 077601034, RUMSON, NJ 07760-1034 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,201,700 (+8.72%) Land $1,917,500 Building $284,200 | $2,201,700 (+8.72%) Land $1,917,500 Building $284,200 | |
| 2025 | $21,244.00 (+0.67%) | $2,025,200 (+13.21%) Land $1,783,300 Building $241,900 | $2,025,200 (+13.21%) Land $1,783,300 Building $241,900 |
| 2024 | $21,102.00 (+5.79%) | ||
| 2023 | $1,788,900 Land $1,589,400 Building $199,500 | $1,788,900 Land $1,589,400 Building $199,500 | |
| 2022 | $19,948.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1992–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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