10 Sycamore Ln, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 10 Sycamore Ln, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 7,610 sqft · built 2006
Lot Size	2.18 acres (95,396 sqft)
Owner	2 Individual Names on Record
Tax Bill	$50,730 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00085-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`41-00085-0000-00008`
Alternative APNs	`410008500008` `151500`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	7,610 sqft Living Area
1st Floor Area	5,091 sqft
Upper Floors Area	2,834 sqft
Basement Area	3,516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Tile
Lot Area	95,396 sqft
Garage Area	1,260 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	1,000 sqft
Porch	Open Porch
Patio Area	1,600 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	151500
Street Address	10 SYCAMORE LN
City	RUMSON
State	NJ
Zip	07760-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Subdivision	RUMSON HILL ESTATES
Legal Block	85
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	2
Census Block	2007
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 SYCAMORE LN, RUMSON, NJ 07760-1035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 1991
Deed Sale	Oct 15, 1991
Deed Book / Page	5098 / 382
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	10 SYCAMORE LN, RUMSON, NJ 07760-1035
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SYCAMORE LN, RUMSON, NJ 07760-1035

Mortgage

Document Number	0097771253
Date	Jan 28, 2026
Book Page	9777/1253
Instrument	2026008191

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,150,000 (+6.49%) Land $2,074,000 Building $3,076,000	$5,150,000 (+6.49%) Land $2,074,000 Building $3,076,000
2025	$50,730.00 (+1.63%)	$4,836,000 (+21.41%) Land $1,928,800 Building $2,907,200	$4,836,000 (+21.41%) Land $1,928,800 Building $2,907,200
2024	$49,916.00 (+6.19%)
2023		$3,983,200 Land $1,685,400 Building $2,297,800	$3,983,200 Land $1,685,400 Building $2,297,800
2022	$47,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1992–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20