15 Summit Rd, Narragansett, RI 02882 Property Records

Narragansett Town property record for 15 Summit Rd, Narragansett, RI 02882

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,227 sqft · built 1979
Lot Size	0.253 acres (10,999 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Oct 2022)
Tax Bill	$5,611 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NARR M:S-1 B:175`

Property Details

APN / Parcel Number

Primary APN	`NARR M:S-1 B:175`
Alternative APNs	`M:S=1 B:175` `2265800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,227 sqft Living Area
Gross Area	4,197 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	10,999 sqft (0.253 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2265800
Street Address	15 SUMMIT RD
City	NARRAGANSETT
State	RI
Zip	02882-4824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	175
Jurisdiction	NARRAGANSETT RI
Township / Civil Division	NARRAGANSETT
Census Block Group	3
Census Block	3070
Census Tract	51503

Owner

15 Summit Rd is owned and occupied by an individual who acquired it in February 2024.

Source: Narragansett Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	15 SUMMIT RD, NARRAGANSETT, RI 02882-4824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2024	Deed of Trust, Mortgage · Line of Credit BERKSHIRE BANK
Feb 15, 2024	Quit Claim Deed, Subdivision Related Transfer · ARM MONSON SAVINGS BANK
Oct 17, 2022	Personal Representative Deed, Transfer · Stand-Alone First Mortgage TAILOR RIDGE REIT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on File
Deed Sale	Oct 17, 2022 · Amount on File
Deed Book / Page	1009 / 872
Last Transfer Date	Feb 14, 2024
Transfer Doc	001027-963
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NARRAGANSETT RI
Property Address	15 SUMMIT RD, NARRAGANSETT, RI 02882-4824
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001032-738
Date	Jun 25, 2024
Book Page	1032/738
Instrument	2024001543

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate

February 2024: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Feb 15, 2024
Property Address	15 SUMMIT RD, NARRAGANSETT, RI 02882-4824
Document Number	001027-963
Book / Page	1027 / 963
Instrument Date	Feb 14, 2024
Instrument	2024000318
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CANTERBURY CIR, EAST LONGMEADOW, MA 01028-5707

Mortgage

Document Number	001027-966
Date	Feb 15, 2024
Book Page	1027/966
Instrument	2024000319

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Type Change Date	Mar 1, 2034
Index	1-Year CMT
Margin	3

October 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Oct 17, 2022
Property Address	15 SUMMIT RD, NARRAGANSETT, RI 02882-4824
Document Number	001009-872
Book / Page	1009 / 872
Instrument Date	Oct 14, 2022
Instrument	2022003441
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 MAIN ST, WILBRAHAM, MA 01095-1639
Investor	Possibly a Property Investor

Mortgage

Document Number	2022003442
Date	Oct 17, 2022
Instrument	2022003442

Lender

Name	TAILOR RIDGE REIT LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15 Summit Rd was $5,611.

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Narragansett Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,611.00	$826,400 Land $354,500 Building $471,900	$1,025,468
2023	$4,642.00 (+3.45%)	$498,600 (-) Land $272,700 Building $225,900
2022	$4,487.00	$498,600 Land $272,700 Building $225,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Summit Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 units insured incl. 41 condo units
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Summit Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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