12 Summit Rd, Narragansett, RI 02882 Property Records

Narragansett Town property record for 12 Summit Rd, Narragansett, RI 02882

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,474 sqft · built 1978
Lot Size	0.247 acres (10,764 sqft)
Owner	Company Name on File
Last Sale	$625,000 (May 2022)
Tax Bill	$4,657 (2025)
Deeds & Mortgages	Jun 2023 Refinance Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NARR M:S-1 B:163`

Property Details

APN / Parcel Number

Primary APN	`NARR M:S-1 B:163`
Alternative APNs	`M:S=1 B:163` `4094400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,474 sqft Living Area
Gross Area	3,132 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,764 sqft (0.247 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4094400
Street Address	12 SUMMIT RD
City	NARRAGANSETT
State	RI
Zip	02882-4825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	163
Jurisdiction	NARRAGANSETT RI
Township / Civil Division	NARRAGANSETT
Census Block Group	3
Census Block	3071
Census Tract	51503

Owner

12 Summit Rd is owned by a company that acquired it in March 2023.

Source: Narragansett Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	22 TURNSTONE DR, ATTLEBORO, MA 02703-6565
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROBERT CINQUEGRANA
Apr 6, 2023	Quit Claim Deed, Transfer Quitclaim
May 20, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BAYCOAST MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on File
Deed Sale	May 20, 2022 · Amount on File
Deed Document Number	20221970
Deed Book / Page	1003 / 533
Last Transfer Date	Mar 25, 2023
Transfer Doc	001016-206
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NARRAGANSETT RI
Property Address	12 SUMMIT RD, NARRAGANSETT, RI 02882-4825
Transaction Type	Mortgage
Record Updated	Jul 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001019-358
Date	Jun 23, 2023
Book Page	1019/358
Instrument	2023001563

Lender

Name	ROBERT CINQUEGRANA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Apr 6, 2023
Property Address	12 SUMMIT RD, NARRAGANSETT, RI 02882-4825
Document Number	001016-206
Book / Page	1016 / 206
Instrument Date	Mar 25, 2023
Instrument	2023000852
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 TURNSTONE DR, ATTLEBORO, MA 02703-6565

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	May 20, 2022
Property Address	12 SUMMIT RD, NARRAGANSETT, RI 02882-4825
Document Number	001003-533
Book / Page	1003 / 533
Instrument Date	May 17, 2022
Instrument	2022001970
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	2022001971
Date	May 20, 2022
Instrument	2022001971

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jun 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 12 Summit Rd was $4,657.

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Narragansett Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,657.00	$685,900 Land $353,700 Building $332,200	$831,891
2023	$4,595.00 (+3.44%)	$493,600 (-) Land $272,100 Building $221,500
2022	$4,442.00	$493,600 Land $272,100 Building $221,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Summit Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 units insured incl. 41 condo units
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Summit Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit Rd

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