15 Steele Ave, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 15 Steele Ave, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	2,268 sqft · built 1962
Lot Size	0.328 acres (14,301 sqft)
Owner	2 Individual Names on File
Last Sale	$548,000 (May 2016)
Tax Bill	$16,210 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00036-01-00006`

Property Details

APN / Parcel Number

Primary APN	`18-00036-01-00006`
Alternative APNs	`1800036000100006` `1800036A00006`

Interior

Stories	2 Stories
Building Area	2,268 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	14,301 sqft (0.328 acres)
Lot Dimensions	181 ft deep x 79 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1800036A00006
Street Address	15 STEELE AVE
City	SOMERVILLE
State	NJ
Zip	08876-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	VANDERVEER TR SEC 01
Legal Block	36.1
Legal Lot Number	6
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2004
Census Tract	50300

Owner

15 Steele Ave is owned and occupied by two individuals who bought it in May 2016.

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 STEELE AVE, SOMERVILLE, NJ 08876-2525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUNQUEST FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2016 · Amount on File
Deed Sale	May 20, 2016 · Amount on File
Prior Sale	Nov 21, 2006 · Amount on File
Deed Document Number	201619630
Deed Book / Page	6873 / 3261
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	Apr 7, 2026
Property Address	15 STEELE AVE, SOMERVILLE, NJ 08876-2525
Document Number	0000009602
Book / Page	7674 / 2820
Instrument Date	Mar 31, 2026
Instrument	20269602
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 STEELE AVE, SOMERVILLE, NJ 08876-2525

Mortgage

Document Number	0000009602,
Date	Apr 7, 2026
Book Page	7674/2820
Instrument	20269602

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 6, 2051

Interest

Rate	6%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	15 STEELE AVE, SOMERVILLE, NJ 08876-2525
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	FOUNDATION TITLE LLC-MORRISTOW, FOUNDATION TTL LLC MARRISTOW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032594
Date	May 24, 2021
Book Page	7345/3641
Instrument	2021032594

Lender

Name	SUNQUEST FUNDING LLC
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 15 Steele Ave was $16,210, up 3.2% from the year before.

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,400 (-) Land $160,600 Building $236,800	$397,400 (-) Land $160,600 Building $236,800
2025	$16,210.00 (+3.19%)	$397,400 Land $160,600 Building $236,800	$397,400 Land $160,600 Building $236,800
2024	$15,709.00
2023		$397,400 Land $160,600 Building $236,800	$397,400 Land $160,600 Building $236,800
2022	$14,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Steele Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Steele Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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