46 Steele Ave, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 46 Steele Ave, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	2,268 sqft · built 1962
Lot Size	0.258 acres (11,252 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jul 2014)
Tax Bill	$15,035 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-00037-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`18-00037-0000-00020`
Alternative APN	`180003700020`

Interior

Stories	2 Stories
Building Area	2,268 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	46 STEELE AVE
City	SOMERVILLE
State	NJ
Zip	08876-2526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	VANDERVEER TR SEC 1
Legal Block	37
Legal Lot Number	20
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2007
Census Tract	50300

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	46 STEELE AVE, SOMERVILLE, NJ 08876-2526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU
Jan 26, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 2, 2017	Deed of Trust, Mortgage · VA Mortgage PEOPLES BANK & TRUST CO
Jun 26, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2014 · Amount on Record
Deed Sale	Jul 24, 2014 · Amount on Record
Deed Document Number	201426825
Deed Book / Page	6730 / 3524
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	46 STEELE AVE, SOMERVILLE, NJ 08876-2526
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009931
Date	Apr 21, 2023
Book Page	7502/1236
Instrument	2023009931

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	46 STEELE AVE, SOMERVILLE, NJ 08876-2526
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 STEELE AVE, SOMERVILLE, NJ 08876-2526

Mortgage

Document Number	0000002269
Date	Jan 26, 2023
Book Page	7490/2452
Instrument	2023002269

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	46 STEELE AVE, SOMERVILLE, NJ 08876-2526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CONTEMPORARY TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005214
Date	Feb 2, 2017
Book Page	6939/1912
Instrument	2017005214

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	RYAN, OK 73565

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	46 STEELE AVE, SOMERVILLE, NJ 08876-2526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027057
Date	Jun 26, 2020
Book Page	7222/3196
Instrument	2020027057

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,600 (-) Land $155,800 Building $212,800	$368,600 (-) Land $155,800 Building $212,800
2025	$15,035.00 (+3.19%)	$368,600 (+4.36%) Land $155,800 Building $212,800	$368,600 (+4.36%) Land $155,800 Building $212,800
2024	$14,570.00 (+9.69%)
2023		$353,200 Land $155,800 Building $197,400	$353,200 Land $155,800 Building $197,400
2022	$13,283.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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