15 Spruce St, Canton, NC 28716 Property Records

Haywood County property record for 15 Spruce St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,056 sqft · built 2017
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jul 2024)
Tax Bill	$1,142 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8667-25-2597`

Property Details

APN / Parcel Number

Primary APN	`8667-25-2597`
Alternative APNs	`251455` `284504`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Heated Area
Gross Area	1,272 sqft
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Lot Area	10,019 sqft (0.23 acres)
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	284504
Street Address	15 SPRUCE ST
City	CANTON
State	NC
Zip	28716-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRUCE ST #1
Legal Subdivision	SPRUCE ST
Legal Unit	1
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2013
Census Tract	920202

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 SPRUCE ST, CANTON, NC 28716-3409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Feb 23, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2024 · Amount on Record
Deed Sale	Jul 31, 2024 · Amount on Record
Prior Sale	Feb 23, 2018 · Amount on Record
Deed Document Number	20246159
Deed Book / Page	1111 / 2493
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Recording Date	Jul 20, 2026
Property Address	15 SPRUCE ST, CANTON, NC 28716-3409
Document Number	0000006161
Book / Page	1157 / 898
Instrument Date	Jul 14, 2026
Instrument	20266161
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SPRUCE ST, CANTON, NC 28716-3409

Mortgage

Document Number	0000006161,
Date	Jul 20, 2026
Book Page	1157/898
Instrument	20266161

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Feb 23, 2018
Property Address	15 SPRUCE ST, CANTON, NC 28716-3409
Document Number	0009461310
Book / Page	946 / 1310
Map Reference	CAB C PG7646
Instrument Date	Feb 20, 2018
Instrument	2018001525
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$408.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	375 ASBURY RD, 375, CANDLER, NC 28715-4413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SPRUCE ST, CANTON, NC 28716-3409

Mortgage

Document Number	2018001526
Date	Feb 23, 2018
Instrument	2018001526

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,900 (-) Land $20,100 Building $158,800
2025	$1,142.00	$178,900 (-) Land $20,100 Building $158,800	$178,900 (-) Land $20,100 Building $158,800
2023		$178,900 Land $20,100 Building $158,800	$178,900 (-) Land $20,100 Building $158,800
2021			$178,900 Land $20,100 Building $158,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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