15 Spruce Rd, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 15 Spruce Rd, Wakefield, RI 02879

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 560 sqft · built 1958
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Nov 2022)
Tax Bill	$3,730 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R-20-0197-65`

Property Details

APN / Parcel Number

Primary APN	`R-20-0197-65`
Alternative APNs	`SKIN P:089-2 L:000092` `P:089=2 L:000092` `R-60-0710-58`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	560 sqft Living Area
Gross Area	1,300 sqft
1st Floor Area	560 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	R-60-0710-58
Street Address	15 SPRUCE RD
City	WAKEFIELD
State	RI
Zip	02879-6142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Lot Number	92
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	3
Census Block	3025
Census Tract	51302

Owner

Source: South Kingstown Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 SPRUCE RD, WAKEFIELD, RI 02879-6142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Executor's Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Nov 12, 2020	Deed of Trust, Mortgage · ARM PAWTUCKET CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	May 29, 2008 · Amount on Record
Deed Book / Page	1845 / 377
Prior Transfer Date	Nov 8, 2022
Prior Transfer Doc	001845-377
Record Updated	Sep 20, 2026

November 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Nov 14, 2022
Property Address	15 SPRUCE RD, SOUTH KINGSTOWN, RI 02879-6142
Document Number	001845-377
Book / Page	1845 / 377
Instrument Date	Nov 8, 2022
Instrument	25775
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SPRUCE RD, WAKEFIELD, RI 02879-6142

Mortgage

Document Number	0000025776
Date	Nov 14, 2022
Instrument	25776

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	15 SPRUCE RD, SOUTH KINGSTOWN, RI 02879-6142
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1765-324
Date	Nov 12, 2020
Book Page	1765/324
Instrument	10227

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,730.00 (+7.49%)	$417,200 (+32.87%) Land $288,900 Building $128,300
2023	$3,470.00 (+0.93%)	$314,000 (-) Land $222,200 Building $91,800
2022	$3,438.00	$314,000 Land $222,200 Building $91,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 170 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	170 in force
Nearby Flood Claims	31 (1978–2024)
Claims Outside the SFHA	2 of 31
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims Hurricane Sandy, Oct 2012 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 77% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH KINGSTOWN-SOUTH SHORE serves 6,170 people · EPA ID RI1615623
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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