12 Spruce Rd, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 12 Spruce Rd, Wakefield, RI 02879

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 830 sqft · built 1970
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$72,500 (Mar 1998)
Tax Bill	$4,255 (2025)
Deeds & Mortgages	Dec 2020 Refinance
Flood Zone	Zone X (moderate risk)
APN	`R-07-2804-55`

Property Details

APN / Parcel Number

Primary APN	`R-07-2804-55`
Alternative APNs	`SKIN P:089-2 L:000079` `P:089=2 L:000079`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	830 sqft Living Area
Gross Area	1,889 sqft
1st Floor Area	830 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R-07-2804-55
Street Address	12 SPRUCE RD
City	WAKEFIELD
State	RI
Zip	02879-6143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Lot Number	79
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	3
Census Block	3024
Census Tract	51302

Owner

Source: South Kingstown Town assessment roll, APN R-07-2804-55, as of June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 SPRUCE RD, WAKEFIELD, RI 02879-6143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 12, 1998 · Amount on Record
Deed Sale	Mar 12, 1998 · Amount on Record
Deed Book / Page	700 / 453
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	12 SPRUCE RD, SOUTH KINGSTOWN, RI 02879-6143
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1767-408
Date	Dec 02, 2020
Book Page	1767/408
Instrument	10667

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jan 01, 2031

Tax Assessment & Valuation

Source: South Kingstown Town assessment roll as of June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,255.00 (+11.59%)	$476,000 (+37.93%) Land $282,600 Building $193,400
2023	$3,813.00 (+0.9%)	$345,100 (-) Land $217,300 Building $127,800
2022	$3,779.00	$345,100 Land $217,300 Building $127,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, as of December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090513023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 170 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	170 in force
Nearby Flood Claims	31 (1978–2024)
Claims Outside the SFHA	2 of 31
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims Hurricane Sandy, Oct 2012 · 8 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 77% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 134 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system RI1615623, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTH KINGSTOWN-SOUTH SHORE serves 6,170 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.