15 Shenandoah E, Spencerport, NY 14559 Property Records

Monroe County and Ogden Town property record for 15 Shenandoah E, Spencerport, NY 14559

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,358 sqft · built 2013
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on File
Last Sale	$513,600 (Apr 2025)
Tax Bill	$11,517 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`263889 101.03-3-11`

Property Details

APN / Parcel Number

Primary APN	`263889 101.03-3-11`
Alternative APNs	`38891010300003011000` `02191000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,358 sqft Living Area
1st Floor Area	1,036 sqft
2nd Floor Area	1,013 sqft
Upper Floors Area	309 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	50,965 sqft (1.17 acres)
Lot Dimensions	348 ft deep x 65 ft wide
Garage Type	Mixed
Garage Area	1,014 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	723 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	02191000000
Street Address	15 SHENANDOAH E
City	SPENCERPORT
State	NY
Zip	14559-9306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	THE CARDINAL COVE SUBDIVISION
Legal Block	3
Legal Lot Number	11.000
Jurisdiction	MONROE NY
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1002
Census Tract	14903

Owner

15 Shenandoah E is owned and occupied by two individuals who bought it in April 2025.

Source: Monroe County and Ogden Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	90 S MAIN ST, CHURCHVILLE, NY 14428-9493
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 21, 2020	Deed of Trust, Mortgage · Conventional with PMI CNB MTG
Apr 15, 2019	Warranty Deed, Transfer · VA Mortgage 1ST PRIORITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2025 · Amount on File
Deed Sale	Apr 14, 2025 · Amount on File
Prior Sale	Apr 15, 2019 · Amount on File
Deed Document Number	20253277995
Deed Book / Page	13084 / 89
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Aug 26, 2026
Property Address	15 SHENANDOAH E, SPENCERPORT, NY 14559-9306
Document Number	0003458147
Book / Page	31417 / 975
Instrument Date	Aug 14, 2026
Instrument	20263458147
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SHENANDOAH E, SPENCERPORT, NY 14559-9306

Mortgage

Document Number	0003458147,
Date	Aug 26, 2026
Book Page	31417/975
Instrument	20263458147

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 18, 2051

Interest

Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	15 SHENANDOAH E, SPENCERPORT, NY 14559-9306
Document Number	0000000283
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	FIRST AMERICAN - ROCHESTER TITLE, FIRST AMERICAN - ROCHESTER TIT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SHENANDOAH E SPENCERPORT NY 145599306, SPENCERPORT, NY 14559-9306

Mortgage

Document Number	0000000283
Date	Sep 28, 2020
Book Page	028755/000252
Instrument	283

Lender

Name	CNB MTG
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Sep 27, 2035

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 15, 2019
Property Address	15 SHENANDOAH E, SPENCERPORT, NY 14559-9306
Document Number	0000000929
Book / Page	12171 / 187
Map Reference	LB 333 PG 96&97
Instrument Date	Apr 4, 2019
Instrument	201904150929
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,368.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 SHENANDOAH E, 15, SPENCERPORT, NY 14559-9306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SHENANDOAH E, SPENCERPORT, NY 14559-9306

Mortgage

Document Number	0000000930
Date	Apr 15, 2019
Instrument	201904150930

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 15 Shenandoah E was $11,517 with exemptions applied, down 2.5% from the year before.

Source: Monroe County and Ogden Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Ogden Town
Unified School District	Spencerport Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,517.00 (-2.48%) Disabled Person's exemption Veteran's exemption
2025	$11,810.00	$499,500 Land $38,500 Building $461,000	$504,500 Land $38,885 Building $465,615
2023		$330,000 (-) Land $38,500 Building $291,500	$478,300 (+18.86%) Land $55,802 Building $422,498
2022		$330,000 Land $38,500 Building $291,500	$402,400 Land $46,947 Building $355,453
2021	$11,291.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Shenandoah E in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Shenandoah E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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