10 Shenandoah E, Spencerport, NY 14559 Property Records

Monroe County and Ogden Town property record for 10 Shenandoah E, Spencerport, NY 14559

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,701 sqft · built 2012
Lot Size6.58 acres (286,625 sqft)
Owner2 Individual Names on File
Last Sale$55,000 (Feb 2011)
Tax Bill$15,222 (2026)
Deeds & MortgagesDec 2020 Loan Modification
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN263889 101.03-3-98

Property Details

APN / Parcel Number

Primary APN263889 101.03-3-98
Alternative APNs
  • 38891010300003098000
  • 02191000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,701 sqft Living Area
1st Floor Area2,074 sqft
2nd Floor Area1,119 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area286,625 sqft (6.58 acres)
Lot Width61 ft Width
Garage TypeAttached
Garage Area884 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area986 sqft
Pole BarnPole Barn

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number02191000000
Street Address10 SHENANDOAH E
CitySPENCERPORT
StateNY
Zip14559-9305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block3
Legal Lot Number98.000
JurisdictionMONROE NY
Township / Civil DivisionOGDEN
Census Block Group1
Census Block1002
Census Tract14903

Owner

10 Shenandoah E is owned and occupied by two individuals who bought it in February 2011.

Source: Monroe County and Ogden Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address10 SHENANDOAH E, SPENCERPORT, NY 14559-9305
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2020Loan Modification, Mortgage · Conventional Mortgage
CNB MTG
Dec 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
CNB MTG
Oct 25, 2017Deed of Trust, Mortgage · Line of Credit
ESL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2011 · Amount on File
Deed SaleFeb 15, 2011 · Amount on File
Deed Document Number2011322
Deed Book / Page10969 / 510
Record UpdatedOct 29, 2026

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE NY
Property Address10 SHENANDOAH E, SPENCERPORT, NY 14559-9305
Document Number0000001141
Instrument DateDec 17, 2020
Transaction TypeMortgage
Record UpdatedFeb 18, 2021
Title CompanyFIRST AMERICAN - ROCHESTER TITLE, FIRST AMERICAN - ROCHESTER TIT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 SHENANDOAH E SPENCERPORT NY 145599305, SPENCERPORT, NY 14559-9305

Mortgage

Document Number0000001141
DateDec 23, 2020
Book Page028934/000147
Instrument1141
Lender
NameCNB MTG
TypeMortgage Company
AddressPITTSFORD, NY 14534
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 22, 2035
Interest
Rate TypeAdjustable Rate
Rate2.25%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address10 SHENANDOAH E, SPENCERPORT, NY 14559-9305
Document Number0000001140
Instrument DateDec 17, 2020
Transaction TypeMortgage
Record UpdatedFeb 18, 2021
Title CompanyFIRST AMERICAN - ROCHESTER TITLE, FIRST AMERICAN - ROCHESTER TIT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 SHENANDOAH E SPENCERPORT NY 145599305, SPENCERPORT, NY 14559-9305

Mortgage

Document Number0000001140
DateDec 23, 2020
Book Page028934/000130
Instrument1140
Lender
NameCNB MTG
TypeMortgage Company
AddressPITTSFORD, NY 14534
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 22, 2035

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address10 SHENANDOAH E, SPENCERPORT, NY 14559-9305
Document Number0000000585
Book / Page027384 / 000053
Instrument DateOct 25, 2017
Transaction TypeMortgage
Record UpdatedNov 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 SHENANDOAH E SPENCERPORT NY 145599305, SPENCERPORT, NY 14559-9305

Mortgage

Document Number0000000585
DateNov 3, 2017
Book Page027384/000053
Instrument585
Lender
NameESL FCU
TypeCredit Union
AddressROCHESTER, NY 14604-2424
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10 Shenandoah E was $15,222 with a homeowner's exemption, up 1.4% from the year before.

Source: Monroe County and Ogden Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionOgden Town
Unified School DistrictSpencerport Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,222.00 (+1.43%) Homeowner's exemption
2025$15,007.00$585,000 Land $71,300 Building $513,700$590,900 Land $72,019 Building $518,881
2023$318,000 (-) Land $71,300 Building $246,700$460,900 (+18.85%) Land $103,340 Building $357,560
2022$318,000 Land $71,300 Building $246,700$387,800 Land $86,950 Building $300,850
2021$11,751.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Shenandoah E in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–2004)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Shenandoah E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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