Somerset County and Bridgewater Township property record for 15 Shaffer Rd, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 2,795 sqft · built 1998 |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Jul 2019) |
| Tax Bill | $15,685 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00194-01-00018 |
| Primary APN | 06-00194-01-00018 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,795 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 8,494 sqft (0.195 acres) |
| Account Number | S001 |
|---|---|
| Street Address | 15 SHAFFER RD |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-5741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 201 |
| Legal Description | INCL BLK 2408-14 & 2407-14 LOT 18 |
| Legal Subdivision | CAMBRIDGE ESTATES |
| Legal Block | 194.1 |
| Legal Lot Number | 18 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 50704 |
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 SHAFFER RD, BRIDGEWATER, NJ 08807-5741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 29, 2019 | Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2019 · Amount on Record |
| Deed Sale | Jul 30, 2019 · Amount on Record |
| Prior Sale | Feb 26, 2007 |
| Deed Document Number | 201927289 |
| Deed Book / Page | 7137 / 3097 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 15 SHAFFER RD, BRIDGEWATER, NJ 08807-5741 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000072116 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 7409/1992 |
| Instrument | 2021072116 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 15 SHAFFER RD, BRIDGEWATER, NJ 08807-5741 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000042255 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 7248/683 |
| Instrument | 2020042255 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jul 29, 2019 |
| Property Address | 15 SHAFFER RD, BRIDGEWATER, NJ 08807-5741 |
| Document Number | 0000027289 |
| Book / Page | 007137 / 003097 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 27289 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 SHAFFER RD BRIDGEWATER NJ 088075741, BRIDGEWATER, NJ 08807-5741 |
| Document Number | 27290 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 007137/003103 |
| Instrument | 27290 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2049 |
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $871,300 (+7.16%) Land $289,800 Building $581,500 | $871,300 (+7.16%) Land $289,800 Building $581,500 | |
| 2025 | $15,685.00 (-1.35%) | $813,100 (+9.46%) Land $289,800 Building $523,300 | $813,100 (+9.46%) Land $289,800 Building $523,300 |
| 2024 | $15,900.00 (+22.32%) | ||
| 2023 | $742,800 Land $289,800 Building $453,000 | $742,800 Land $289,800 Building $453,000 | |
| 2022 | $12,999.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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