15 Shady River Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 15 Shady River Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,000 sqft · built 2016
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$222,500 (May 2018)
Tax Bill	$4,496 (2025)
Deeds & Mortgages	Mar 2019 Transfer Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T070300378`

Property Details

APN / Parcel Number

Primary APN	`T070300378`
Alternative APN	`2-0087-A068-00-0068.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,000 sqft Living Area
Gross Area	4,013 sqft
1st Floor Area	1,853 sqft
Basement Area	1,530 sqft
Finished Basement	1,147 sqft
Unfinished Basement	383 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070300378
Street Address	15 SHADY RIVER CT
City	O FALLON
State	MO
Zip	63366-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG B #1 LOT 68
Legal Subdivision	RIVERDALE VLG B #1
Legal Lot Number	68
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2004
Census Tract	312001

Owner

15 Shady River Ct is owned and occupied by two individuals who acquired it in February 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 SHADY RIVER CT, O FALLON, MO 63366-1562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Mar 11, 2019	Quit Claim Deed, Transfer Quitclaim
May 2, 2018	Warranty Deed, Transfer CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2018 · Amount on File
Deed Sale	May 2, 2018 · Amount on File
Prior Sale	Apr 20, 2016 · Amount on File
Deed Document Number	2018240820
Deed Book / Page	6913 / 861
Last Transfer Date	Feb 21, 2019
Transfer Doc	0070442439
Record Updated	Oct 29, 2026

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST CHARLES MO
Recording Date	Mar 11, 2019
Property Address	15 SHADY RIVER CT, O FALLON, MO 63366-1562
Document Number	0070442437
Book / Page	007044 / 002437
Instrument Date	Feb 21, 2019
Instrument	106820
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SHADY RIVER CT O FALLON MO 633661562, O FALLON, MO 63366-1562

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 11, 2019
Property Address	15 SHADY RIVER CT, O FALLON, MO 63366-1562
Document Number	0070442439
Book / Page	007044 / 002439
Instrument Date	Feb 21, 2019
Instrument	106830
Transaction Type	Transfer
Record Updated	Mar 26, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 SHADY RIVER CT O FALLON MO 633661562, O FALLON, MO 63366-1562

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 2, 2018
Property Address	15 SHADY RIVER CT, O FALLON, MO 63366-1562
Document Number	0069130861
Book / Page	006913 / 000861
Instrument Date	Apr 26, 2018
Instrument	240820
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SHADY RIVER CT O FALLON MO 633661562, O FALLON, MO 63366-1562

Mortgage

Document Number	69130863
Date	May 2, 2018
Book Page	006913/000863
Instrument	240830

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15 Shady River Ct was $4,496, down 2.5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,294 (-)	$385,755 (-) Land $70,000 Building $315,755
2025	$4,496.00 (-2.54%)	$73,294	$385,755 Land $70,000 Building $315,755
2024	$4,613.00
2023		$69,750
2022			$367,107 Land $55,000 Building $312,107

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Shady River Ct in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Shady River Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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