13 Shady River Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 13 Shady River Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,857 sqft · built 2015
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$245,900 (Apr 2016)
Tax Bill	$4,479 (2025)
Deeds & Mortgages	Dec 2023 Sale Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T070300379`

Property Details

APN / Parcel Number

Primary APN	`T070300379`
Alternative APN	`2-0087-A068-00-0069.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,857 sqft Living Area
Gross Area	4,286 sqft
1st Floor Area	1,857 sqft
Basement Area	1,829 sqft
Finished Basement	1,000 sqft
Unfinished Basement	829 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070300379
Street Address	13 SHADY RIVER CT
City	O FALLON
State	MO
Zip	63366-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG B #1 LOT 69
Legal Subdivision	RIVERDALE VLG B #1
Legal Lot Number	69
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2004
Census Tract	312001

Owner

13 Shady River Ct is owned and occupied by two individuals who acquired it in December 2023.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 SHADY RIVER CT, O FALLON, MO 63366-1562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Beneficiary Deed, Transfer
Dec 14, 2023	Beneficiary Deed, Transfer
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2016 · Amount on File
Deed Sale	Apr 18, 2016 · Amount on File
Deed Document Number	2016230630
Deed Book / Page	6523 / 1623
Last Transfer Date	Dec 13, 2023
Transfer Doc	0000050672
Record Updated	Oct 29, 2026

December 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 14, 2023
Property Address	13 SHADY RIVER CT, O FALLON, MO 63366-1562
Document Number	0000050672
Map Reference	MB 43 PG 148-151
Instrument Date	Dec 13, 2023
Instrument	2023R-050672
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13 SHADY RIVER CT, O FALLON, MO 63366-1562
Investor	Possibly a Property Investor

December 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 14, 2023
Property Address	13 SHADY RIVER CT, O FALLON, MO 63366-1562
Document Number	0000050672
Map Reference	MB 43 PG 148-151
Instrument Date	Dec 13, 2023
Instrument	2023R-050672
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13 SHADY RIVER CT, O FALLON, MO 63366-1562

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	13 SHADY RIVER CT, O FALLON, MO 63366-1562
Document Number	0000077804
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 SHADY RIVER CT O FALLON MO 633661562, O FALLON, MO 63366-1562

Mortgage

Document Number	0000077804
Date	Oct 14, 2020
Instrument	77804

Lender

Name	FIRST BK
Type	Bank
Address	ST PETERS, MO 63376

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13 Shady River Ct was $4,479.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,955 (+1.29%)	$389,234 (+1.29%) Land $70,000 Building $319,234
2025	$4,479.00	$73,011	$384,268 Land $70,000 Building $314,268
2023		$72,825
2022			$383,288 Land $55,000 Building $328,288

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13 Shady River Ct in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Shady River Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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